"My house was destroyed by strong winds, leaving me without shelter. In response, I built a makeshift house where I have been staying while I gather resources to construct a new one. I am pleased that I managed to buy building materials, and I am currently in the process of building a new home for myself. I plan to continue using my transfers from GiveDirectly to complete this house so that I can have a comfortable place to sleep, and I am grateful for this support. Once the house is finished, I intend to use my future transfers to buy goats, hoping they will multiply and increase in number and value. This way, I can sell them later and invest the money in a project that suits me, providing a reliable source of income even after this financial aid comes to an end. I am truly thankful for the assistance I receive from GiveDirectly."

"On that day, I went to Emining High School to attend an event for my younger brother. The day was packed with activities and I was so busy that I didn't have a chance to check my phone, which I kept in my pocket the whole time. When I returned home in the evening, I noticed the lively and joyful atmosphere in our trading center. I was told that people had received their GiveDirectly transfers, so I quickly checked my inbox on my phone. I was thrilled to see that I had received mine too. Thank you, GiveDirectly!"

"It was a Sunday afternoon, and we had extended our usual service, which ends at 1:00 pm, for praise and worship. As part of the praise team, I stayed behind for practice. During the session, I heard my phone beep, but I resisted the urge to check it as it wasn't appropriate at the moment. Once we finished practice and returned to our seats, I finally looked at my phone. I was overjoyed to see a Mpesa notification indicating I had received $200 from GiveDirectly. I remained calm throughout the rest of the day, but when I got home, I shared the exciting news with my children. I also called my spouse, who was away, to inform him of the good news. He was equally thrilled. When he returned, we sat down together to plan how to use the money wisely."

"In the coming year and beyond, I am committed to further investing in poultry farming, having seen the significant returns it can provide for my financial stability. I also plan to diversify my investments by acquiring livestock such as goats, which I view as a strategic investment for the future. Owning goats will offer future financial security, helping to alleviate any financial stress that may arise. I am deeply grateful for the support from GiveDirectly, which has greatly improved my life and provided me with opportunities to pursue sustainable income-generating ventures."

"I have two children in secondary school whose education is my greatest priority. To secure their future, I plan to keep using a portion of the transfers that I receive from GiveDirectly to support my chicken business project to ensure that I can maximize the profits that I get from them and use them to fund their education. Ever since I started getting some money from the sale of these chicken, my children have never been sent back home for school fees, and I am grateful for this. Additionally, I was able to buy two cows with my previous transfers, and these cows have since had young ones, which I milk every day, selling the milk to help sustain my family's daily needs. I am incredibly grateful for the progress I've made in my life with the help of these transfers from GiveDirectly. This support has given me hope that my children will complete their education and pursue further studies to improve their lives in the future."

"I live with my two children and three grandchildren, and they all look up to me as their guardian. My plan is to use a portion of my transfers to support their well-being, ensuring they are well fed and that their school fees are paid. Additionally, the roof of my house is worn out, has many holes, and is leaking on one side. I plan to save a portion of my transfers, and once I have a substantial amount, I will buy roofing materials to repair my house. Once this is accomplished, I intend to use my transfers to buy goats, hoping they will multiply and increase in number and value. In the future, I plan to trade these goats for cows, which I would use to plow my farm since I am too old to till the land by hand. This way, my farm will have the opportunity to produce well, given good weather conditions."

"First and foremost, my goal for the upcoming year is to stabilize my small fish business and grocery. I am driven to establish a reliable source of income by focusing on selling essential food items. This endeavor is motivated by the desire to create a sustainable and consistent income flow. By opening a store that addresses the community's grocery needs, I aim to contribute to the local market while securing a livelihood for myself. This business venture marks a crucial step toward attaining financial stability and providing valuable goods to the community, aligning with my vision for the coming year."

"In the upcoming year and beyond, my main goal is to invest in goat farming and to complete the construction of my mother's house. It is unfortunate that she was left without shelter after collapsing of her house due to heavy rains. I intend to allocate part of my savings group transfers to help her purchase materials and ensure that the building work is completed. Once we have finished this project, my plan is to focus on acquiring goats. I believe that this project is manageable and profitable since goats multiply quickly. Additionally, it will serve as a financial security measure for my future, providing support in case of any monetary challenges I may face."

"In the coming year and beyond, I plan to use my savings to purchase a dairy cow. Owning this cow will ensure a steady supply of milk that I can sell for income. Not only will selling the milk provide cash, but having milk will also improve the health of my children, myself, and other family members, as we will no longer have to drink black tea due to the lack of funds to buy milk. With the extra money from selling milk, I’ll be able to pay my bills and my children’s school fees without struggle, relieving me from financial stress and allowing me to support my family with ease. This simple yet impactful step will lead to financial stability and a better future for my family. I’m excited about the potential this opportunity holds, and I’m determined to make the most of it."

"In the coming year and beyond, I have the responsibility of paying fees for my two children in secondary school. Since I do not have a reliable source of income, I plan to invest my transfers in initiatives that will generate income to cover their education expenses. As a member of a savings group, I am accumulating money to buy goats, which is my primary investment goal for the coming year. In addition to investing in goat keeping, paying school fees is a priority because I want my children to stay in school without interruption. I will continue to divide my transfers between savings and paying school fees, as I have been doing. These transfers have been of great help to me and my family."