"I am glad that through GiveDirectly transfers, I have managed to buy five goats so far. This is a significant achievement in my life. I depend on burning and selling charcoal to raise income to support my children. Since my spouse also does not have a reliable income, I have to struggle hard to make ends meet. These transfers have relieved me from the financial burden of providing for my family's basic needs, allowing me to focus on long-term goals. Given that the transfers have a specific timeframe and will eventually come to an end, I decided to invest in livestock, specifically goat rearing. In the coming year and beyond, I plan to continue using my transfers to invest in goats, as this is my future financial investment. Since goats multiply quickly, I intend to sell some once I obtain a good number and use the proceeds to buy a cow. I want to buy cows for milk production because they will provide milk for both domestic and commercial use, and their waste can be used as fertilizer. This diversified investment strategy will help ensure a stable and sustainable income for my family in the future."

"In the coming year and beyond, I want to focus on buying livestock, specifically goats, and investing in poultry farming. With school-going children, I believe these two projects will help support my family financially. I have three children in school, and my eldest will soon transition to secondary school, which will require higher fees than I currently pay. To prepare for these increased expenses, I have decided to invest in a goat-rearing project. Goats thrive in our area, and I plan to buy at least one when I receive my contribution from our merry-go-round savings group. This investment will act as my future financial security, allowing me to sell some goats once they multiply to pay school fees and meet other basic needs. I am pleased to share that I have already bought three goats through my merry-go-round contributions. Through our merry-go-round, we pool our transfers together for development. I appreciate GiveDirectly for the financial support, as it has significantly reduced our financial burden"

"Since I have a significant burden of school fees, my primary focus now and in the coming year is to pay for my children's education. Having eight children in school is challenging because, in addition to school fees, I need to buy books, uniforms, and cover other small fees. When these expenses accumulate, they become quite substantial. My small shop business and my spouse's work as a casual laborer require us to work extra hard and maximize our savings to meet these needs. This is why I joined a merry-go-round group, where I save a little and eventually use my savings to pay for my children's fees. Additionally, my spouse and I opened a savings account to deposit what we earn from our daily work, all directed towards supporting our children's education. Since I did not have the chance to attend school, I want my children to get the best education possible, so they can have a better life than ours. Moreover, I have some livestock that I hope will multiply, allowing me to sell them in the future and add the proceeds to our savings account. My primary motivation is ensuring my children's education is not interupted, a goal that brings me immense joy."

"In the coming year and beyond, my primary goal is to expedite the repairs on my house. The walls have developed significant cracks, which indicate that the structure is at risk of collapsing. To address this, I plan to use my future transfers to purchase new building poles and hire a mason for the repairs. Restoring the house to a safe condition will bring me peace of mind, knowing that I am no longer in danger. I am deeply grateful for the financial support from the transfers, which is crucial in helping me achieve this important goal."

"My goal for the coming year and beyond is to invest in livestock. With the unpredictable weather and changing climate, farming has become unreliable. Livestock farming offers a stable source of income and the potential to build wealth. As my livestock multiply, I can sell some to meet my family's needs. I am truly grateful for the financial support, which has greatly improved our lives."

"My accomplishment in the coming year and beyond is to make substantial repairs to my house. The house is currently covered with old, rusty, and porous iron sheets that leak whenever it rains, damaging property inside. To achieve this goal, I plan to use the money I will receive from my savings group at the end of the year to purchase new iron sheets. Once I have the complete number of iron sheets required, I will overhaul the roof. A new roof on the house will bring peace of mind and safety as I sleep inside. I am very appreciative of the financial support, which is edging me closer to achieving my goal of having a house in good condition."

"My accomplishment in the coming year is to invest heavily in purchasing goats. Goats are cheaper and easier to rear, especially during harsh climatic conditions. Unlike cows, goats can easily survive these harsh conditions. As I purchase more goats, I am optimistic they will multiply, thereby increasing my initial investment. This is a good way to help me become financially independent even after the expiry of the cash transfer support. I am very happy and appreciative of the financial support, which has elevated my life status and made me self-dependent."

"Looking ahead, I have six children who will still be in school when the cash transfers expire after five years. My goal is to invest my subsequent transfers to purchase more sheep and goats. These livestock will serve as an income source, enabling me to finance my children's education after the cash transfer program ends. The ability of livestock to multiply makes it a valuable investment, as their value increases over time. I am very happy that, with the help of the cash transfers, I can plan well and ensure my children receive the best education possible to have a good future ahead. Investing in livestock will not only provide a stable income but also act as a financial cushion in times of need, securing my family's well-being and education in the long term."

"My house is in a dilapidated condition. The iron sheets covering the roof are rusty and riddled with holes. Whenever it rains, the roof leaks profusely. The mud walls of the house are also weak and caving in, almost collapsing. I fear for my safety sleeping in the house. My goal for the coming year is to use the money I will get from my merry-go-round group to purchase more iron sheets and new building poles. I currently have four pieces of iron sheets purchased with the cash transfers. With the additional funds, I plan to secure enough materials to repair the roof and reinforce the walls, ensuring a safe and stable shelter for my family. I am very happy with the financial boost I am getting from the cash transfers, which is helping me achieve my goal. This support is making a significant difference in my life, providing me with the means to improve my living conditions and ensure the safety and well-being of my family."

"My accomplishment in the coming year and beyond is to commence the construction of my two-bedroom house. Having completed the purchase of 25 pieces of iron sheets, I am now focusing on purchasing building poles. With my subsequent transfers, I will purchase the remaining number of poles and immediately begin construction. I am very happy with the financial support I have received so far. I am just a step away from achieving my goal of having a permanent and secure shelter for my family. Additionally, after completing the house, I want to invest in the purchase of livestock. This investment will provide a stable source of income and act as a safety net in times of need."