"The biggest hardship that I face right now is lack of enough money to buy a ploughing machine and two oxen, I till my farms using manual labour and this is not very productive, we may abandon farming for a while until we get money to buy the said items."

"The biggest hardship that I face right now is how to till my farms, I have no ploughing machine and oxen so I have to hire these, this is very expensive and increases the cost of production."

"My proudest achievement is having given birth to a wonderful baby daughter who is my pride and joy."

"My proudest achievement is that using my income from my small business I have set up my home, built a house and purchase a few household furniture and so my house looks beautiful."

"My proudest achievement is that I have excellent household furniture that most people don't have in my village. I managed to purchase them by joining savings and loaning groups."

"The biggest hardship I have faced in my life is having to live in a very small house due to lack of money."

"My proudest achievement is that I have been able to complete my education. I managed to partly pay my school fees. I managed to do raise money from mining of building block/stones."

"My proudest achievement is that I have been able to build a house for my family. I managed to save money for several months and this helped me in buying building materials."

"The biggest hardship that I face right now is lack of a farm, this means that I often have to lease other people's farms and this is not very profitable as most of the time I share the harvest with the land owner."

"My proudest achievement is having worked as a casual worker in many homes and eventually built my current house and also paid dowry to my in laws."