"I'm planning to invest a portion of the transfer in fish business. I'm also planning to cement both floor and walls of my house. This will see me free from regular house repairs."

"I plan to move to my own home, buy ironsheet and timber and construct an iron roofed house, because my house is in poor condition."

"I'm planning to build iron roofed house. My current house is in bad condition but never managed to repair it due to financial constraints. I'm also planning to pay fees to my children in high school."

"I plan to buy ironsheet and timber, and extend my house because it is currently very small and uncomfortable."

"I'm planning to enlarge my house because my current house is too small. I'm also planning to invest the rest in cereal business."

"The biggest hardship that we have faced in life is that we don't have a reliable source of income which can help us pay school fees for our children."

"The biggest hardship that we have faced is that we don't have a reliable source of income to support our family. We only depend on farming as a source of income. This is unpredictable at times and this forces us to spend a day without meals."

"Our proudest achievement is that we have been able to build a house for our family."

"The biggest hardship that I have faced in life is that I don't have a stable source of income that I would use to support the daily needs of my household."

"The biggest hardship that we face right now is lack of enough money to pay school fees for our children who are in secondary schools, if we fail to raise the required fees they may drop out of school."