"The biggest hardship that I face right now is lack of enough money to pay school fees for my children, my business is not very profitable at my present location and if I am unable to raise the required fees from my sales my children might have to defer their studies."

"The biggest hardship that I face right now is hunger, last season the harvests were not very bountiful and my only source of income is my husband, whose meagre earnings can barely feed us and provide other basic needs."

"The biggest hardship that I face right now is lack of enough money to buy a few oxen and a ploughing machine, this means that I till my farms using manual labour and this is not very efficient, we might have to abandon farming for a while until we have a ploughing machine and some oxen."

"The biggest hardship that we face right now is lack of enough money to buy some oxen and a ploughing machine, this means we use manual means to till our farm and this is not very efficient."

"The biggest hardship I face in life is that I lack a proper source of income after having been unfairly dismissed from work."

"I plan to pay school fees for my 3 children who are in secondary school. in secondary school"

"I plan to buy ironsheet, timber and nails, and build an iron roofed house."

"I plan to buy ironsheet, timber and nails, and build an iron roofed house for myself."

"I'm planning to invest the entire transfer in fishing business. This will enable me to earn daily income and feed my family with less ado."

"I plan to clear school fees arrears for my son so that he can get his certificate and join college., ironsheet, timber"