"I'm planning to cement both floor and walls of my house because it's in bad condition. I'm also planning to pay fee to my son in high school with the remaining amount."

"I'm planning to cement both floor and walls of my house because at the moment it's earth and need frequent repairs which on the other hand is expensive. I'm also planning to invest the remaining amount in livestock."

"I'm planning to build a new house with a larger portion of the transfer because my current house is too small. I 'm also planning to buy a bull with the remaining amount which I'll use in farming activities."

"I'm planning to invest the entire transfer in retail shop business."

"I'm planning to cement my house both walls and floor because currently it's earth and expensive to repair more often . I'm also planning to invest the remaining amount in retail shop business."

"The biggest hardship that we have faced in life is that we don't have a stable source of income to pay school fees for our children."

"My proudest achievement is that I have been able to buy some two cows which I keep in my compound. I was able to do this through savings."

"My proudest achievement is that I have worked hard and bought a goat. I saved a little money which I got from the sale of harvested crops and used it to buy a goat."

"My proudest achievement is having started a small business selling groundnuts and with the proceeds I was able to educate my son up to class eight."

"My proudest achievement is having started a small grocery business, this business has enabled me to educate my son, who is in secondary school, for the past two years."