"I used my third transfer to buy a cow. As we talk, I am milking. I thought of buying the cow since I considered it as one of my major investement that would reproduce and generate for me more milk for sale and household consumptions. It never took long since I receved the money and bought the cow that has enabled me enjoy the fruits of my expectation earlier than I expected!"

"Were it not for the transfer, I am sure I would not have gotten the iron roofed house that I had longed for, for years."

"I have a daughter who was suppose to join college, so, when I received my third transfer,I spent the whole amount to pay her school. I am glad she is in school taking a course in nursing. She will clear school soon."

"I spent my third transfer on secondary school fee for two children as well as boosting a second hands clothes business that I started using 50,000 KES from my second transfer, which has been doing well and supporting us, even after my husband and his family turned against me and I left the home about a year ago ."

"I spent my third transfer on building a 3 room house since lump sum money is hard to come by in life. I took advantage since my family lived in a terribly leaking house for 4 good years and housing was always a need. It happens that I spent my second transfer in establishing a business. For 6 goods years I had been attached to a Carpentry workshop in Eldoret where I trained and thereafter worked for the owner. Things were not working out, so I moved back to the village and ventured into fishing for people for an income, but still things were not working out even after doing this for seven years. As a result, my family lived in a leaking house. I am grateful to GD for financing me for my own Carpentry Workshop with a Capital of 30,000 KES, which I decided to locate in Eldoret. I make beds, sofa sets, wardrobes, and other furniture items. My current acquisitions from the 5 month-old business is a heifer and 2 goats valued 22,000 KES, and cash savings of 15,000 KES. Besides, I have ready-made furniture items worth about 80,000 KES.I have also managed to buy clothing materials worth 3,000 KES for my wife who is a tailor but could never venture into the trade due to lack of starting capital, as much as she had the tailoring machine already. Currently she is running the tailoring business at home in the village. Thank you very Much GD."

"I spent my third transfer on a cupboard, food for my household members and school fees for my 3 children in a primary school. I have been jobless for a very long time of my life, spending most of my time at home while the rest would have been at work getting money. This explained why I lacked sufficient food for most of the season, a problems that I could not solve till Give Directly intervened with the last transfer that enabled me to buy adequate food for my household members."

"When Give Directly visited me for the first time, I lived in a very pathetic house-the house looked poor that I was even ashamed to allow them in but thank to God Give Directly considered me for transfers and therefore when I received my third transfer, I plastered the house that I had started with the second transfer. Currently, I live in a better house."

"The biggest difference in my life is feeding better compared to before, and the money has made life a little easier."

"I used my third transfer to extend my former house. Initially, it was about 25 iron sheets, a smaller one that could not accommodate my big family size and visitors from the church, but extended it to 35 iron sheets which is sufficiently big and spacious."

"I have been a farmer for many years of which I have been producing crops mainly for my household consumptions due to lack of better farming tools like ox-driven plough but when I received my third transfer, I spent on 2 bulls, a york and an ox-driven plough that I currently use to plow and weed my farms. I believe very soon, I will start producing not only for consumption but also for sale."