"In the next six months we expect to have fully settled in our new house. It is at this time that I also expect to have experienced the full potential of my small land as I will have started reaping from our farm produce. This I know will ease the burden of us toiling day in day out to put food on the table for the family. My family will definitely be happier than this and I will be a proud parent."

"The biggest difference in my daily life is that I can now move to a better house. Our houses were demolished in the recent demolitions that were planned by the government, in a bid to get rid of houses that were built in wrong places. I fell victim of this and I was forced to rent a cheap house in a rush so that I do not sleep out in the cold. My business is now supporting me and I am yet to move a better house."

"In the next six months, I expect to buy my own oxen-drawn plow. This is the most lucrative business in a village and from it, I will be able to earn some additional income. From the additional income, I will be able to pay my children's school fee promptly."

"My new goal is to purchase a piece of land from my coming transfers and also from the proceeds I get from my business. I hope to one day build a home on this piece of land that I will purchase."

"I believe after I get to expand my business, I do expect more income which I will save to buy a piece of land where I would do farming. Currently, we have a small piece of land which is not enough to carry out meaningful farming so that I can get another source of income."

"When the rains return I will be able to plough unlike before when I never had oxen for farming. My life is different because I can plough on time therefore I believe I will be able to produce enough harvest that can sustain my household's welbeing."

"My life is different than it would have been if I never received the transfer because I have been able to complete my house, purchase livestock and offset some debts that have been disturbing me for a very long time."

"When I receive this money, I will build a house and buy some cows."

"Receiving this money means to stock enough food like posho, "kallo" ,meat and cowpeas for my family's comsuption. I may also buy land to farm with the money."

"My plan is to use the transfers for buying cows that can be future assets . These cows shall produce,multply and I will be selling to get money for the family."