"In the next six months, I intend to add more goats for rearing and poultry keeping as well. Diversifying my sources of income shall empower me financially and is even allow me to think of other investments going forward."

"In the next six months l expect to have enlarge cattle farming by adding more cattle and l will also have manage to buy an ox plough. I will no longer hire people's cow or an ox plough because l have my own."

"My hand cannot support me to do heavy jobs ever since I had an accident five years ago. This has forced me to rely on my son who is doing casual jobs in Mombasa. Since his job is not reliable, his support is rarely consistent and therefore, lack of reliable source of income is my biggest hardship."

"The moment I received the transfer, I felt very happy. It was around 5:00 am in the morning that I received the message. The first person that I told the good news was my husband. He was also happy to hear that the transfer was finally sent to our account. We decided to go and look for our helper after some hours who withdrew the money and gave it to us. We started planning on how to use the money right there and then. I am just grateful because I managed to achieve some of my goals courtesy of GiveDirectly."

"Receiving this money means I will be able to renovate my house by repairing the dilapidated roof and walls, this will ensure my house still stands strong throughout this rainy season. Secondly, I will partly pay for my son's education in secondary school because I want him to concentrate on his studies and get good grades that will enable him join university as a Government sponsored student. Lastly, I will invest in goats that I can be able to sell whenever there is a financial emergency."

"First of all I am planning to buy a cow.From this I can get milk to sell and also calves to sell in the near future.I am also planning to buy more chicken so that we can start selling eggs and also chicken during market days.Finally I will build a house with the remaining part of the money."

"Financial constraints is the biggest hardship i am facing in life. I am a single mother of seven yet i do not have a stable source of income. I struggle alot to meet the needs of my family by engaging in casual labour which involves working in peoples farms and the money i earn is barely enough to cater for the needs of my family."

"Raising my two children single handedly after the death of my husband has been my major challenge all along. My casual jobs could not sustain us comfortably and this forced my son to drop out of school at standard three. Going without food is just a normal thing in my family as it happens frequently. I am struggling too much to make ends meets because I lack a stable source of income."

"The biggest difference in my daily life is that I managed to buy a battery for my solar. I had been charging people's phone to earn a living but for over a year, this became a standstill because the battery was not in good condition. Now that I had bought a new one for my solar panel, I can earn a few coins from charging other peoples phones. My home is also well lit compared to the past year."

"I spent the larger part of my most recent transfer to pay school fees for my two children who are in primary school because they had stayed home for a week due to lack of money to settle the lump sum arrears. The remaining amount I paid my medical bills and bought household expenditure too."