"The biggest difference is that I could not save initially because the income I earned could not allow me to put aside some amount for future use. It was generally hand to mouth. Now I am able to save and even pay school fees for my siblings."

"I spent the last transfer on buying livestock that I have always wanted to rear. I am rearing the livestock so that I can secure my future and that of my children as I can sell them and get money during financial constraints. Now I have something to hope of providing for my children without straining much. I also registered my children in school. I used part of the transfer to pay for their school fees, buy stationery and school uniforms for my children. I also bought some maize for family consumption as we had run out of our previous harvest."

"The first thing that rang in my mind is that GD is a real organization and not scum like other organizations in the past. I felt so happy and new that my dream was drawing closer."

"When I received my last payment, I used part of the amount to pay rent for my boutique that I had started operating a year ago. The amount helps me settle the premises rent hence giving me ease in operating the boutique."

"Before I began to receive my transfers, I was living in a small and leaky house which I always felt uncomfortable to stay in during rainy seasons. However, when I received my transfers, I was able to buy a piece of land and iron sheets which I used to build a new spacious house. The house that I currently live in is better and more comfortable than the one I had at first. As a matter of facts, it can accommodate all my family members comfortably. GiveDirectly has indeed impacted my life positively."

"My life has really changed, previously I used to hustle to make ends meet. On some months, my landlord could look me out due to lateness in paying my rent. My children were ever on transit from school to home due to fee arrears. This has changed now that I have a steady income I can comfortably settle my bills and even get enough amount to save for future investments in the near future."

"I expect my life to have changed in the next six months to have completed my course in medical health records. I will be looking for job."

"I expect my life to change in the next six months in that I shall have saved enough money which will necessitate the cementing of my mud house. With the cemented house I will be able to stay in a clean environment and save up money which I incur to maintain it after every three months on other developmental projects."

"There is a difference in my life because for one my husband used a portion of this amount to pay dowry. He later passed on after the second transfers were sent, so had it been that he had not paid the dowry, traditionally I would not have been allowed to bury him because he could not be recognized as my legally married husband."

"I expect my life to have changed in the next six months. I will have moved to my own home that I just built. I have been living on my parent's farm and was facing lots of problems from my brothers who didn't want me to stay at home as a single mother."