"In the next six months I might not have changed anything completely but the construction of a new house will have started. Together with my wife, we have been actively participating in a table banking where we are currently expecting our turn. This will be a start of a great work in our household."

"In the next six months I expect to have put most part of my idle land into farming. We have been thinking of starting it up with crops which can take a short season to be harvested. This will ease the management and the initial amount of money to start it up with will not me a huge amount. "

"In the next six months, I expect to have improved our farming and in turn our production will be better than how it is currently. We have prepared almost all the pieces of farms currently this to us means our planting period will soon start when the rain ceases."

"Having a better shelter has been one of my biggest desire. At the moment, I share a tiny singled-room house with my children. Accordingly, I will use the first transfers to construct a more spacious and comfortable one. This will grant us the much-needed privacy and peace of mind since we have suffered ridicule from neighbors for far too long. In addition, I will invest in goat rearing business. This will serve as a long term investment plan for my children's future educational needs. I also intend to put up a small hotel within the village as an income-generating activity. This will assist in meeting household needs like food and clothing. And that is what receiving this money means to me."

"My biggest desire is to acquire tailoring skills. I dropped out of school in class 6 and all the efforts to further my education went futile due to lack of school fees. This subsequently led to early marriage at the age of 19, and 3 years into marriage, Life has not been easy. The house we have been living in, for instance, is in a deplorable condition. Its roof is leaking and every time it rains, we are forced to seek alternative shelter from relatives. Therefore, I intend to build a more spacious and secure house. Additionally, I will enroll in a tailoring course and use the remaining money to purchase a sewing machine to help in actualizing the dream --and that is what receiving this money means to me."

"My biggest desire is to Invest in livestock raising. I, therefore, intend to purchase 3 dairy cows and a pair of oxen to facilitate timely cultivation. I will also expand my kiosk business. I already have a small retail shop at home, and having another one at the shopping center will boost income generation in my household. The proceeds from the shop will go towards sustaining the household needs like education, health care, and better nutrition. And that is what receiving this money means to me."

"The biggest hardship faced is crowding of the small house with children, shortage of beddings and increasing cost of feeding them."

"Receiving this money means I will be able to buy a piece of land that I can sattle with my children since their father has rejected me. Where I currently stay is my brother's home and staying with a relative is not an easy thing especially now that my marriage failed."

"The biggest hardship that I am faced with is inadequacy of money to sustain life. I sell firewood as a way of getting money but the money that I am able to get is not enough usually."

"Receiving this money means I can start up a small business and construct a permanent house. I'm currently unemployment and without a stable source of income."