"My biggest hardship in life is lack of money to do better farming and to open up a business."

"My proudest achievements are that we have struggled to educate my two children upto forth form and still we have a daughter in form two. Secondly we have worked hard and built iron roofed house because we used to have grass thatched house."

"My proudest achievement is that l have struggled to take my children to school."

"l plan to build a house and to pay school fee."

"l plan to to build a house .l also plan to start a business."

"l plan to build a house and also plan to go and pay dowry."

"The biggest hardship that I have faced in life is when my husband was diagnosed with HIV and he later succumbed. I have been living with HIV/AIDS for years now and it hasn't been easy for me because my condition requires that I eat a balanced diet daily to improve on my health. This has been challenging because I don't have a reliable source of income to feed my family."

"The biggest hardship that we have faced in life is that we don't have a reasonable source of income to support our family."

"The biggest hardship that we have faced in life is that we don't have a reliable source of income to support our family. We only depend on farming as a source of livelihood to us but this has failed at times."

"The biggest hardship that we have faced in life is that we don't have a stable source of income to pay school fees for our children. We are overwhelmed by the huge fee balances that we owe in schools because our income is too low."