"I am planning to spend my upcoming lumpsum payment on building an iron roofed house.I also want to buy a calf and pay school fees."

"I am planning to spend my upcoming lumpsum payment on buying building materials(iron sheets,windows and a door).I also want to pay school fees for my child."

"I am planning to spend my upcoming lumpsum payment on plastering my house.I also want to pay school fees and buy a mattress."

"I am planning to spend my upcoming payment on paying dowry for my daughter in law.I also want to plaster my house and buy a cow."

"The biggest hardship that I face in my life is that currently my business is not doing well and the money I get is very small so I am not able to pay school fees for my girl who is supposed to join college and she depends on me."

"The achievement I am proudest of is that I was able to buy a chair using cash that I got from my business of selling "bhajia" French fries."

"The biggest hardship that we face in our life is that my husband's income has reduced as his fishing net is old and torn and this makes him not to have a good catch that can be sold to give us money."

"The achievement I am proudest of is that we have been able to get some cash from my husband's savings that we used to buy some cement that we used to plaster the walls of our house as initially it was built using mud."

"The biggest hardship that I face in my life is that our income is not very stable and we are not able to depend on farming in order to take care of our family and this at times makes us to go a day without cash that we really need to buy food and other basic items."

"The achievement that I am proudest of is that we did not have a house in the past and we were staying in someone else house but we managed to build our own house when my husband sold our cow and spend the cash in buying materials that we used in building our house that we now stay in."