"The biggest hardship that I face in my life is that getting food to eat and school fees for my children is a problem as my income is very low and I have children who are all going to school and I have a huge school fee debt of Ksh. 70,000 for college and Kshs. 80,000 for my two kids in secondary school."

"Our proudest achievement is that we have assets that we have acquired through fishing such as a house and livestock."

"The achievement that I am proudest of is that I have been able to take my child to school up to university using cash that I get from my savings in our table banking scheme."

"The proudest achievement is that I have taken care of my children and now they are adults."

"The biggest hardship is that I still have some siblings of mine who depend on me and am not stable enough to support all the needs of my siblings and my own children."

"The biggest hardship that I have faced in life is when I separated with my husband. He became so hostile with me for no reason and decided to chase me out of his life. I currently feel burdened because I have got three kids who I take care of and I don't have a stable source of income."

"The biggest hardship that we have faced in life is that we don't have a stable source of income."

"The biggest hardship that I have faced in life is that I don't have a stable source of income to support my family. I depend on farming and charcoal making. Sometimes life gets hard to the extent that we go without having meals."

"The biggest hardship I face in life is that I lack money to meet all my basic needs because a large amount of my savings are spent on educating my children."

"My proudest achievements are that l have struggled and bought a boat which has really enhance my work as a fisherman , Secondly l have managed to buy a cow which will help me incase of any emergency."