"The biggest hardship is paying school fees and losing my spouse."

"The proudest achievement is that I have my own house and I have taken care of my family on my own."

"The biggest hardship is sickness and lack of money to get proper treatment."

"The biggest hardship that I face right now is lack of enough money to enable me save money that I can use to pay school fees for my son who is due to join secondary school next year. If I am unable to raise the fees then he will not join secondary school and will have to stay at home."

"My proudest achievement is having joined a women's support group, I have been saving with the group for a while and recently managed to buy chairs with my dividends."

"The biggest hardship that I face right now is ill health and lack of enough money to pay school fees for my granddaughter, I fear that she may drop out of school if I am unable to clear her fee arrears."

"My biggest hardship is that our last harvest was very small and now we are not food secure."

"My proudest achievement was being able to switch from a leaky grass thatched house to a better iron roofed house that I managed to build using my own savings."

"The biggest hardship that I have faced in life is that I don't have a stable source of income. I have two children in high school. I struggle alot to pay their school fees which forces me at times to go hungry to ensure that they stay in school."

"The biggest hardship that we have faced in life is that we don't have a reliable source of income."