"I am planning to spend my upcoming lump-sum payment on expanding my small house to be a bit spacious."

"I am planning to spend your upcoming lumpsum payment on building a pit latrine, buying cement for plastering my house and buy livestock’s. I will also build a small kitchen, buy a solar panel, and start a business."

"I am planning to spend my upcoming lumpsum payment on building a house, paying school fees for my four grandchildren, farming, buying food and a cow."

"My biggest hardship has been to raise money to help my spouse seek treatment in a good hospital because he coughs alot and he usually complains of chest pain."

"I am proudest of owning goats.This is because I can sell some in future inorder to raise school fees."

"The achievement I am proudest of was paying dowry to my in laws and now we are legally married and we have raised children and have also sent them to school."

"The achievement I am proudest of is that I managed to educate my son in secondary school and he has completed his A level of education and right now he is waiting to join college."

"My proudest achievement is that after the death of my husband l was left all alone with my children and l have struggled to feed my children and pay their school fees."

"My biggest hardship in life is lack of capital to do better business."

"My biggest hardship in life is lack of proper source of income to support my family."