"I'm planning to cement both floor and walls of my house because at the moment it's earth and need frequent repairs which on the other hand is expensive. I'm also planning to invest the remaining amount in livestock."

"I'm planning to build a new house with a larger portion of the transfer because my current house is too small. I 'm also planning to buy a bull with the remaining amount which I'll use in farming activities."

"I'm planning to invest the entire transfer in retail shop business."

"I'm planning to cement my house both walls and floor because currently it's earth and expensive to repair more often . I'm also planning to invest the remaining amount in retail shop business."

"Our proudest achievement is that we have been able to build a house for our family."

"The biggest hardship that I have faced in life is that I don't have a stable source of income to support my family."

"My proudest achievement is that I have worked hard and bought a goat. I saved a little money which I got from the sale of harvested crops and used it to buy a goat."

"The biggest hardship that I face right now is lack of a sustainable source of income for myself, I therefore have to be very careful with what little money I have, this means that I miss out on a lot of essential items like good nutritious meals."

"My proudest achievement is having started a small grocery business, this business has enabled me to educate my son, who is in secondary school, for the past two years."

"The biggest hardship that I face right now is lack of enough money to pay school fees for my children, my business is not very profitable at my present location and if I am unable to raise the required fees from my sales my children might have to defer their studies."