"The biggest hardship that we have faced in life is that we don't have a stable source of income that can enable us meet the needs of the family. We only depend on subsistence farming as a major source of livelihood and this is unreliable."

"My proudest achievement is that I have managed to construct iron roofed house for my family."

"The achievement that I am proudest of is that I have been able to plant crops on my farm which enabled me to get a good harvest during the previous planting season."

"The biggest hardship that I face right now is lack of enough money to pay school fees for my children who are in secondary schools and primary schools."

"My proudest achievement is having joined a women's support group and after saving for a while I was able to take a loan which I used to build my current house."

"I will use the next transfer to pay school fees, buy cattle and fensing my home."

"I am planning to spend the next transfer on cementing my house and paying school fees."

"We plan to spend my upcoming lump sum payment on Secondary school fee and also buying clothing material for my business."

"We are planning to spend my upcoming lump sum payment on cementing our house and buying seats, and if there is a balance we shall spend it on increasing our local poultry stock."

"I will use the next transfer to buy furniture, building a toilet and a cow for ox-ploughing."