"My proudest achievement is having been a fisherman for quite a while and after selling my catch I have always saved a portion of the money. These savings have enabled me to educate my children up to secondary school level and I am still educating some of them."

"My proudest achievement is having joined a women's support group and after saving for a while I was able to take a loan which I used to build my current house."

"I will use the next transfer to pay school fees, buy cattle and fensing my home."

"I am planning to spend the next transfer on cementing my house and paying school fees."

"We plan to spend my upcoming lump sum payment on Secondary school fee and also buying clothing material for my business."

"We are planning to spend my upcoming lump sum payment on cementing our house and buying seats, and if there is a balance we shall spend it on increasing our local poultry stock."

"I will use the next transfer to buy furniture, building a toilet and a cow for ox-ploughing."

"I plan to spend my upcoming lump sum payment on Secondary school fee and also start-up capital for new clothes/shoe business"

"We are planning to spend my upcoming lump sum payment on paying dowry to my parents and if there is a balance we will buy small livestock."

"I will use the next transfer to buy two cows for ploughing and starting a business."