"I expect your life to change in the next six months is to save money in a merry go round group that we have started in our village to buy a dairy cow. This will enable me to cut the cost of buying milk which is so expensive for me."

"I expect my life to change in the next six months in that we shall have saved enough money from the transfers and finally be able to buy additional livestock. We plan to have a dairy cow that shall help us reduce the cost of buying milk and possibly sell the surplus to make additional income for the family and to meet other needs."

"I have always wanted to venture into livestock rearing for financial security as I can sell the milk to generate income for my family. The biggest difference in my life is that I have been able to save and buy a cow. This cow can provide milk for sale which can help boost my income which means an upgrade in our lifestyle as a family."

"My additional plans for the next four months is to be able to buy another dairy cow. The plan is to save this money over the next four months and get assistance from other well wishers in my family and be able to raise enough money that will enable us have a dairy cow. Since we are receiving the money with my wife then we shall combine our efforts to be able to raise the money needed to buy a highly productive dairy cow."

"I spent my second transfer to purchase iron sheets, timber, bricks, nails, ground nut seeds, food, a cow, paid school fees and farming. I have not yet spent UGX 200,000 but I intend to spend it for paying construction workers and farming."

"The biggest difference in my daily life is that I now have goats. I had to buy goats because they reproduce twice a year and to add on that they require little attention to keep compared to other domestic animals. Their food is also easily available since they can live in any type of climate. When they multiply, I am planning to sell some in our local markets and apart from that I will exchange some for a dairy cow so that I can get milk and sell them and this will be my additional income. And according to me these are my well thought assets that will help me in the near future."

"My next goal is to buy another dairy cow. Dairy cows have a lot of benefits despite it being tedious and demanding. Now that I have someone to help me with some of these activities, I think I can now add one more cow to the few that I currently have. This will increase my income and improve my living standards."

"I am a widow who my husband left with a small house and with children. So, when I receive this money, I will build a house that can accommodate me with the children. I am looking at an ironsheets house because it is the one that can withstand all weather conditions. I will also buy some cows with hope that they will reproduce and multiply so that I sell and do other things like buying land, paying children's school fees, food and medical care."

"My life is currently different from how it was four months ago in that I no longer buy milk. This is because am getting milk from my dairy cow which I recently bought with the transfers. I have also devoted most of my time on my farm and I no longer depend so much on the income from casual jobs like I did before. Apart from this, I also earn a daily income through the sale of milk."

"My new goals for the next four months is to save some amount to enable me to buy a goat. I plan to buy a goat because they are usually easy to keep. They require less attention and can survive in any climatic condition. They also reproduce twice a year which makes it the best investment to indulge in. I am planning to sell the young ones in future so that I get enough capital to enable me buy a dairy cow. Once I buy the cow I know I will never be poor again"