"When I receive this money, I will build an ironsheets house so that I can cut the expenditure on replacing grass almost quarterly. This house will be strong enough to even be occupied by my grandchildren in future. I will also buy some cows that I will use for both agriculture and diary. This will boost my income because I will be selling some of the milk produced and also hire out the bulls for ploughing fields."

"When I receive this money, I will complete the construction of our house. We built the house sometime back but we did not complete it because we ran short of finances. I will also buy cows that we shall raise for both agriculture and diary which will improve our household income as we shall sell the milk. I will also buy a few household items like electronics, furniture and utensils."

"I used to have a girlfriend with whom I concubined for sometime but later her parents took her away because I had not married her. When I get this money, I will buy cows that I will use as dowry to officially marry that girlfriend of mine and she moves in to settle at my home and we start planning together."

"My additional goal in the next four months is to buy a dairy cow for rearing. Currently, I buy milk for household use from a neighbor and its quite straining since I use lots of money on this and to make this worse, the milk I get is barely enough for us. Sometimes my children would demand milk but since I only buy a liter and it can't meet their demand."

"My new goal is to start a goat rearing project, the reason being they multiply very fast and in future, I'm planning to sell them and buy a cow for milk."

"In the next six months, I expect to have bought a piece of land and I will have more livestock feeds for my cows. I expect to be earning better income from this livestock keeping since will not be spending again on their feeds like now hence will be more financially stable meaning meeting both personal and household basic need will be easier and I will be more flexible to invest in other income-generating activities due to higher returns."

"Part of the transfer which I had been receiving from GD, I got to save some through a merry-go-round and in two months time I will be receiving the collection. At the moment, I have an additional goal for in life for the next four months. I would intend to buy a dairy cow and add to my herd of livestock. I believe that expanding my dairy farming project. For surplus milk, I will be selling to make an extra income at the end of every month. The money which I will get from this investment will help me pay school fees for my children."

"My long life desire has been to own a businees that can sustain my family's basic needs. This aspiration has never come through because my job as a food vendor is not reliable as at today. I am forced to depend most on my husband who is doing a part time work as a carpenter. His income is not sufficient enough to cater for our family needs. Receiving this money means providing capital for my business and also enable my husband to start his own workshop. These businesses will be our reliable sources of income that can support our family's basic needs like food and education. I also plan to buy one cow for milk production, to supplly within the village. This will supplement our income and hence, this is basically what receiving this money means to me."

"I would like so much to own a piece of land where I will plant crops for subsistence use and sell the surplus to get money.This will be my first priority when I receive the transfers.On this same piece of land I will rear a dairy cow which I do not have for now and start dairy farming."

"I spent part of my second transfer on fencing my compound. Fencing it had brought a lot of peace because it has enabled me to start a poultry farming project. I had yeared to have something that I could depend on for a long time but it was not possible because of financial constraints. Today I have my poultry farming running, my birds are safe and they have not trespassed into someone's compound which I was worried about before starting the project. The demand of the hens are high and I have so far sold some of them which have really helped in taking care of my needs easily. I am grateful because I have not been depending on casual jobs so much which is unreliable but concentrated on my new business. I also bought a dairy cow for milk production. Apart from that, I also leased land which I have already planted. I had a small piece of land where I could plant a few crops which could not last as for more than three months. I know that in this harvesting season I will enjoy more produce that will help us cut the cost of buying food now and then."