"I spend part of my first transfer on buying a motorbike at KES 40000. It has been my dream to own it for years but I couldn't afford it because they were relatively costly. I however settled for it because my spouse has been employed by one of his friends and he was paid on commission. The amount that he used to earn could barely sustain all our needs. I am so happy that for now whatever he will be earning will all be ours. Therefore I will no longer have to struggle in fulfilling the household needs like before. I also paid school fees of KES 6000 for my two children who are in primary school in grades 3 and 2 respectively. Settling these arrears means a lot to them because they will no longer be sent home severely like before. With the remaining amount, I have been buying food for my five family members." (Occupation: Motorcycle or bicycle taxi)

"It was in the mid-morning, and I was resting at home. I did not have so many activities to engage in since I had just concluded our bodaboda taxi riders meeting. Unfortunately, my motorcycle had a breakdown. While going through my transfer, I was overwhelmed with joy to learn that I had received my transfer. I was so glad because out of the transfer, I could be able to contribute towards buying food for the family. During that week, life was pretty hard. I thank God who made a way out for us."

"My husband works as a motorcycle taxi “BodaBoda” whereas I am a small businesswoman selling charcoal. As a family, we have faced serious economic challenges since the beginning of the year. My husband has spent the better part of this year without a job because of the constant breakdown of the motorcycle. My business has not been doing well because customers are opting to use cheaper fuel. When I received my first transfer, I was over the moon. I paid KES 500 school fee debt that my son owed the school. Neither I nor my husband had the money to pay, hence forcing him to stay at home for an entire week. Besides paying the school fee arrears, I bought food for the family. We adopted a culture of surviving one meal a day due to a lack of money to buy three meals."

"Immediately after I received my transfer, I prioritized paying off part of the debts I had. Previously, I had taken a motorcycle on hire purchase, and raising money for installment payments had been a real struggle. I was always frustrated by constant phone calls. However, with the transfer, I spent KES 1,500 to reduce my loan balance. This has given me some peace of mind. Since I am doing a bodaboda taxi as my source of livelihood, I spent KES 600 on buying two heavy jackets to help shield me from extreme cold. They are going to be helpful for me while riding motorcycles. Lastly, I spent the rest of the transfer buying food and clothes. As a family, we had no food, and my four children's clothes were old and torn. I am glad because, with the transfer, we have felt a relief."

"Give Directly is helping to support ourselves." (Occupation: Motorcycle or bicycle taxi)

"I admire Give Directly for doing a commendable job of providing cash transfers to the neediest members of society. My life has drastically transformed as a result of the cash program. Through the cash transfers, I was able to establish two businesses (motorcycle and vegetable), which allow me to provide food on a daily basis and pay my children's school tuition. I cannot pin down any flaws with the organization."

"I have been into charcoal vending business for a long time. However, my challenge has been on matters transport for facilitating the stock to the nearest market which has been costing me an arm and a leg. Considering that I have been hiring a motorcycle at the tune of KES 1000 per trip to deliver the bags of charcoal for sale, I breathed a sigh of relieve when the second transfer came knocking in that I decided to purchase a second hand motorcycle at KES 25000. This has been a game changer in that a lot of savings have been made thus enabling me to meet most of my family's need unlike before. We are a family of seven and my wife being my business partner, things could not help but continue getting better as days go by. Additionally, I bought five goats using the proceeds from the second transfer and my hope is to reach a total of 20 goats. My ultimate goal is trade them out for an oxen that will come in handy during ploughing season. I am grateful to GiveDirectly for having come through for us financially hence enabling us achieve lots of personal development."

"By the time I received my second transfer, I was in heavy debt. I, therefore, prioritized paying off the debt I had. Afterward, I developed a goal of venturing into a motorcycle taxi business. Although I had never done that business, I am hopeful it is going to give me a source of livelihood. As a result, I shall be able to comfortably support my family with ease as opposed to the previous years. I never had any source of income hence I was primarily depending on casual jobs to support my family." (Occupation: Motorcycle or bicycle taxi)

"It was 6 pm when I was heading to my house after I had attended a meeting in the neighbourhood. Then suddenly, I heard my phone ringing. On confirming what the message entailed I realised that I had received money from Segovia technologies. This was the best news that came my way that evening and I was overwhelmed with happiness and joy because I knew that I would be able to execute the plans that I had therefore I embarked on planning how we would cash out our transfers." (Occupation: Motorcycle or bicycle taxi)

"I spent KES 45000 to buy a dairy cow. We had for a long time gone without one and having lost one that we had to a strange disease. I normally rely on motorcycle riding to make income that supports my family and I also run a Berber shop that helps me raise income to support my family but the amount of income that I receive would not allow me make enough income to buy a dairy cow or invest in anything that requires huge sum of money. The income would help me buy food and other basic household needs but I would be left with very little or nothing to save." (Occupation: Motorcycle or bicycle taxi)