"I spent my previous transfers building a new house. I did not have a house and would sleep at my friends’ houses. Doing so I felt I invaded their privacy and the pressure was on me to save enough money and build my own house. I am happy that with the help of the transfers and some more savings from my job as a motorcycle taxi “Boda Boda”, I built a magnificent house. When I received my recent transfer, I bought a metallic door and fixed it on my house. I am confident that my property and I will be safe while inside the house." (Occupation: Motorcycle or bicycle taxi)

(Occupation: Motorcycle or bicycle taxi)

"It was around 5 in the evening when I was just relaxing with my family members when I heard a message tone from my phone. Without hesitating, I decided to check where the message was coming from. I was shocked and happy after realizing that it was from GiveDirectly. I had finally received my first cash transfer. It was a joyous moment in our lives for we were certain that we would achieve a lot through the transfer." (Occupation: Motorcycle or bicycle taxi)

"It was in the mid-morning, and I was resting at home. I did not have so many activities to engage in since I had just concluded our bodaboda taxi riders meeting. Unfortunately, my motorcycle had a breakdown. While going through my transfer, I was overwhelmed with joy to learn that I had received my transfer. I was so glad because out of the transfer, I could be able to contribute towards buying food for the family. During that week, life was pretty hard. I thank God who made a way out for us."

"My husband works as a motorcycle taxi “BodaBoda” whereas I am a small businesswoman selling charcoal. As a family, we have faced serious economic challenges since the beginning of the year. My husband has spent the better part of this year without a job because of the constant breakdown of the motorcycle. My business has not been doing well because customers are opting to use cheaper fuel. When I received my first transfer, I was over the moon. I paid KES 500 school fee debt that my son owed the school. Neither I nor my husband had the money to pay, hence forcing him to stay at home for an entire week. Besides paying the school fee arrears, I bought food for the family. We adopted a culture of surviving one meal a day due to a lack of money to buy three meals."

"Immediately after I received my transfer, I prioritized paying off part of the debts I had. Previously, I had taken a motorcycle on hire purchase, and raising money for installment payments had been a real struggle. I was always frustrated by constant phone calls. However, with the transfer, I spent KES 1,500 to reduce my loan balance. This has given me some peace of mind. Since I am doing a bodaboda taxi as my source of livelihood, I spent KES 600 on buying two heavy jackets to help shield me from extreme cold. They are going to be helpful for me while riding motorcycles. Lastly, I spent the rest of the transfer buying food and clothes. As a family, we had no food, and my four children's clothes were old and torn. I am glad because, with the transfer, we have felt a relief."

"I bought goods for my business and zinc to build a house with the recent transfer." (Occupation: Motorcycle or bicycle taxi)

"I admire Give Directly for doing a commendable job of providing cash transfers to the neediest members of society. My life has drastically transformed as a result of the cash program. Through the cash transfers, I was able to establish two businesses (motorcycle and vegetable), which allow me to provide food on a daily basis and pay my children's school tuition. I cannot pin down any flaws with the organization."

"I have been into charcoal vending business for a long time. However, my challenge has been on matters transport for facilitating the stock to the nearest market which has been costing me an arm and a leg. Considering that I have been hiring a motorcycle at the tune of KES 1000 per trip to deliver the bags of charcoal for sale, I breathed a sigh of relieve when the second transfer came knocking in that I decided to purchase a second hand motorcycle at KES 25000. This has been a game changer in that a lot of savings have been made thus enabling me to meet most of my family's need unlike before. We are a family of seven and my wife being my business partner, things could not help but continue getting better as days go by. Additionally, I bought five goats using the proceeds from the second transfer and my hope is to reach a total of 20 goats. My ultimate goal is trade them out for an oxen that will come in handy during ploughing season. I am grateful to GiveDirectly for having come through for us financially hence enabling us achieve lots of personal development."

"By the time I received my second transfer, I was in heavy debt. I, therefore, prioritized paying off the debt I had. Afterward, I developed a goal of venturing into a motorcycle taxi business. Although I had never done that business, I am hopeful it is going to give me a source of livelihood. As a result, I shall be able to comfortably support my family with ease as opposed to the previous years. I never had any source of income hence I was primarily depending on casual jobs to support my family." (Occupation: Motorcycle or bicycle taxi)