"I was able to save my monthly transfer over a period of seven months in a merry go round that I joined recently. The savings helped me to buy a dairy cow for rearing. I am glad that I bought a healthy cow that was already expectant. The cow may calf in next few months. I thank God for the double blessing. At least I have one extra asset in my name!"

"Comparing my current life with the last four months, there is really a great difference. The projects which were never in existence are now up and running, some completed while some are underway. I used to buy milk for our domestic use in the household but currently, we are producing our own since we bought a cow. We really thank God that we have been able to complete all that and still planning for other new projects for the coming months."

"My new goal is to start saving the money from work of house construction to buy plastering materials and plaster my house. I am currently staying in a very dusty house I am also not able to smear it using cow dang. "

"I wake up early enough to milk the cows on time so that I can go to school.I am a primary school teacher and a class teacher to the candidate class as well.I therefore have to arrive at school very early.I arrive at work just before 7am and work till 6 pm. I am passionate of my profession and therefore the moment I enjoy most is when I am in school educating the children."

"I spend most of my time on the farm and I love livestock keeping. I currently have two cows and I plan to add a heifer in the next four months. I prefer adding one since I have already started livestock keeping and I have enough gracing land hence I will not incur much. This will improve my milk production thus increase our family income."

"Raising livestock is my main occupation since for a long time it has enabled me provide needs for my family sufficiently. I therefore plan to add more sheep, goats and one dairy cow to my herd using money from give directly. I will also use part of my transfer to buy furniture and beddings for my house"

"Receiving this money means I will be able to build an iron roofed house, take care of the education needs of my child and buy a cow that can provide milk for my household. I believe I will be healthier by taking milk. "

"The biggest hardship I have faced is raising school fees for my children.My son recently completed University where he had been enrolled as a self sponsored student.The fees were very high and this forced us to sell most of our cows in order to manage as well as pay for the other children.This was with the hope that once he completes,he will secure a job and in turn assist us with paying for his siblings' fees.With the current unemployment crisis,he has not gotten one and we have therefore had to keep struggling more especially because we fully depend on farming which sometimes fails us."

"The biggest difference in my daily life is that I have bought a chaff cutter machine to use in processing feeds for my cow. Before I used to struggle so much in doing these activities, It could take much of my time and there was a lot of waste. Currently, I save a lot of time on processing feeds, something I could not do before. I have devoted my extra time saved in doing horticultural farming which also earns me extra income. Milk productivity has increased so much compared to the previous months because my cows get enough feeds in time. There is an increment of milk production and this has resulted in higher income after the sales of milk at the market. The money I get from this is saved to be used in paying school fees for my children and meeting other expenses."

"I'm planning to save the coming transfers so that I can purchase a dairy cow. With the cow, I'll be assured of enough milk for both family consumption and for sale. This will earn me additional income thus my living standards will improve. I believe I will be able to achieve several goals such as building another house which could not be possible when I only depended on the wages I got from the casual jobs."