"I planned together with my spouse to construct a iron roofed house because I have suffered for a very long time looking for grass and the cost of maintenance for a grass thatched house is so high. So I bought building materials, paid workers and feeding them during the construction process and it took the whole transfer of ugx 1700000."

"I plan to use the transfers for building a small sloping iron-roofed house. Also part of the money I will use for buying two oxen that people shall eat during my burrial day."

"Receiving this money means, it shall help me build a ironroofed house for my family. This will provide better shelter for my self. "

"Upon receiving my first transfer, I opted to renovate my old house that had a leaking roof and the walls were almost falling down. I bought new iron sheets to replace the roof and plastered the walls and floor of my house. Now it looks as good as new. I also spent part of my first transfer to pay school fees for my daughter who recently joined form one."

"I intend to continue to save in my merry go round group in order to use the money in buying roofing materials for building my house. Savings from the cash transfers will help me meet this goal."

"I had built my own house since 1979 and for so many years, I desired to renovate it at least the roof only for it was in bad state and leaking always in case of rains. my financial status was not so good and I couldn't be able to meet the cost of repair. When I received my first transfer, then it was a good opportunity for me to renovate my old house, but I decided to buy enough iron sheets and other building materials to construct a new house. I was happy that I am in a position to meet the full cost of construction and setting up a new home for my family to stay. I am planning to buy a cow on the remaining amount to increase my herd of cattle for this is the activity that boosts my financial status in my area, livestock thrives well for it is semi-arid."

"We used to live for a long time in a small thatched roofed and mud house which sometimes could rain whenever there was a huge downpour. Currently, we live in a newly built iron sheet roofed house and planning to put up a kitchen too. I was also able to plant good and certified maize seeds on time unlike before when we sometimes could not plant on time or even not plant at all. My children also clothes well and they have good clothes."

"My life has totally changed compared to my past life. I had a single roomed, grass thatched house, and now I have built a three roomed, iron roofed house. I did not have social dignity among my community because of my marriage to a woman from different tribe, but due to extreme poverty in my family, I could not manage to pay dowry and this has generated a lot of mockery and gossip among my people. Now I have paid dowry and I could be invited into marriage dispute solutions when it occurs."

"My life is different than it would have been if I never received the transfer because I managed to build a beautiful spacious iron roof house which is very comfortable than the grass thatched I use to live in in the recent past. I have also managed to pay school fee for my daughter who is in secondary school which had been a big problem in the past. She was continuously being seent from school due to the fee arrears she owed the school which made her miss her classes and as a result led to a drop in her grades. I am now confident she will do well in her final exams at the end of the year. I also have a business that can bring me some income unlike the past when I used to rely on casual labour as my main source of income which was very unreliable."

"I spent my second transfer to finish my house which I had started building with my first transfer. I used to live in a small mud house with an old leaking roof which forced us to pile our household items in one corner to avoid being messed up with the rain. I am now living in a more spacious house and I no longer get worried about the rains messing us up. Moreover, I spent my transfer on buying two sacks of maize which we will consume as we wait for the next harvest. This would enhance food security in my family during this long dry season. I also spent my transfer to buy some chicken which I have wished to have since a flu outbreak swept the ones I had two years ago. I am hopeful that they lay eggs which we will consume as well as sell to raise some income for my household."