"My new goal is to build a better house and buy my own motorcycle. I ride a motorcycle to earn income that helps me sustain my young family. Getting my own motorcycle will ensure that we have more income as a family and we will be able to better our living standards with it. I plan to use proceeds from fish farming and poultry to make this happen. Looking forward to seeing this dream come to reality." (Occupation: Motorcycle or bicycle taxi)

"I used KES 36000 to buy a dairy cow and used the remaining amount to buy pieces of iron sheets for building a kitchen. Dairy keeping is one of the main economic activities and its hard to get money that would be enough to buy a dairy cow. I normally rely on small scale business of being a middleman in businesses at market centres to make some income. Right now I am happy that I have my own dairy cow that I milk up to 6 litres pee day. This has been life changing to me since it not only increases the amount of income for me but has also made me feel very relaxed. I no longer go out for long hours in search of odd jobs to make an income for my family to be sustained but I stay at home to be able to take care of my own libestock." (Occupation: Motorcycle or bicycle taxi)

"My newest goal at the moment is for me to be able to build a decent house for my young family. I plan to execute the plan by saving part of my daily income from the motorcycle business. I am so happy that the transfer was an eye-opener for great things to come."

"I spent KES 40,000 on purchasing a motorcycle. This was the priority since we wanted a source of income for the family. My spouse does casual jobs and the money that he gets is so small and it was only for the basic needs of the family. Currently, we have an additional source of income from the business of motorcycle taxi business that we started. I spent KES 7,000 on paying the debt that was pending. This was going us sleepless nights since there was no money to pay back. The rest of the money we spent was on food and household items. We are so grateful because GiveDirectly has improved our standard of living."

"I am not formally employed and hence rely on burning charcoal to meet part of our basic needs. My husband who works as a motorcycle taxi rider is the sole breadwinner in the family. We are only two people in the house. I spent all my transfers to purchase food because we had none at the time. The charcoal business was not very stable due to floods, and my husband’s income was not enough due to low business operations making us have no reliable income for buying food."

"Yes, I have a plan of expanding my shop business. Once I get some money I aim to add more stock to accommodate and fulfill the needs of all clients. I aim to make my shop the main shop in the village where other retailers will be buying items from me to sell in their various shops. By so doing, I will be increasing my income and thus cater to my family's needs without straining." (Occupation: Motorcycle or bicycle taxi)

"I'm planning to save this transfer so i can purchase second handle motobike for my oil business, with this Motorcycle i can move around for business purpose."

"Previously, I was a motorcycle taxi rider unfortunately, I developed pneumonia due to the cold that it exposed me to. I had no choice but quit it as was recommended by the doctor. I was not lucky to get a better education so the only choice I had was to engage in any available casual work within the village, but they are not reliable and for the few available, the payments are low. Poultry rearing has always been my desire but I could not afford the capital. I felt relieved when GiveDirectly promised us the cash transfers. Therefore, I spent the first three transfers on setting up the poultry project and since then, I have been spending the subsequent transfers including the most recent ones on both their feeds and vaccines. The chickens have laid and I now have more than thirty of them including the young ones. This will be a boost to my household income once the young ones mature. I am thankful to GiveDirectly for helping to realize my dream." (Occupation: Motorcycle or bicycle taxi)

"I used KES 4000 to pay school fees for my four children and used another KES 26000 to buy a dairy cow. Another KES 10000 was used to start poultry keeping project The remaining amount was used to buy food and other basic household needs for my family. The decision to start a poultry keeping project was because this is a much more affordable project that will help me and my family in meeting costs of basic household needs. It is also a project that is very easy to manage. livestock keeping too is one of the main economic activities that people do engage in here and having one extra dairy will see us as a family have more milk produced and help us at the end of the day to ease the cost of living." (Occupation: Motorcycle or bicycle taxi)

"I used KES 42000 to buy 2 cows for dowry payment and used the remaining amount to start a cereal selling business. Dowry payment is one of the most important and essential components of building strong relationships with in laws once children fall in love and get to marry. We had stayed for quite a long time without paying even just a small portion of it. It had gotten to an extent that I felt disturbed about it and completely lost peace of mind. Whenever I met my in laws, I was always reminded that there is a debt that needs to be settled with them. I could only hope against hope that we would be able to raise such huge amount of money to be able to commence the payment. I was engaging in small scale business of cereal selling that would only provide us with just enough to feed my family while my son too operated a motorcycle that would earn him very little to be able to save and pay such. GiveDirectly provided us with an open opportunity to fulfill this and we could not hesitate to do it. I am now a very happy person having fulfilled this culture norm. I now have peace of mind which I did not have before and my in laws and my son are all very happy about this new recent development. I now look forward to buying a piece of land once I get my second transfer."