"The transfer enabled me to buy livestock which include two heifers and a bull. I was keeping goats only with an aim of exchanging for a cow. However, the money has now helped to add these livestock to my cowshed. These are assets that that can be relied on in case of financial need. I will be able to educate my children through them. In addition, I will be selling milk thus earning an income to cater for my household needs. The bull will help me in ploughing, since I now have a complete pair of oxen. Owning the livestock is the biggest difference in my daily life."

"This is an opportunity for our family as I want to use the transfer to build a house and buy goats that I will keep so that I sell them in the future."

"She is planning to buy goats so that she can use manure for farming and partly to sell the goats when they multiply. The money will also be used to buy food as she strugles to find food because her husband stays in south africa"

"I have spent the transfer on bicycle because i have difficulties in walking, fertiliser , 1 goat and 2 bags of maize."

"I spent my transfers to buy three goats at $90, and the remaining amount of money I spent on buying materials for building a new house. I have six children and we currently live in a small two-roomed house. I cut and sell charcoal for a living which is only sufficient to provide meals for my family; at times what I earn is not even enough. I was glad that I could now be able to build a bigger and more spacious house for my family."

"The biggest difference in my daily life is that I now own livestock; I am now a livestock farmer. I bought two cows and two goats that I now rear with the hope that I can make a profit out of each of them in future."

"The transfer has enabled me to acquire goats to keep in my homestead. In our area where we are living in abject poverty with no employment, livestock are valuable assets that one can have. My expectation is that these goats will multiply soon and have many of them. I can readily depend on them in case of a financial need like raising fees for my children. To me, owning these goats is the biggest difference in my daily life."

"I bought iron sheets that I will use for roofing for the house that I will build, I bought 4 bags of maize to help me feeding my family, I have also bought a goat to add to the ones I already have. I also bought a martless"

"I bought iron sheets, 3bags of maize, matress and 1 goat"

"I have bought 2 goats, I small cow, for us to start a livestock business going forward. I have bought 2 bicycles ( one for hiring business(kabaza), one to be used for home affairs),. I have also bought a martless and a blanket for me to sleep comfortably"