"I bought 10 iron sheets at 6,500 KES, Roofing poles, Nails and fisher boards at 4,460 KES, wall poles at 6,300 KES, a lorry of clay soils at 4,000 KES, one wooden door at 3,500 KES, paid 4,000 KES labour charge, 2,000 KES transportation fee, used 2,000 KES on food for the workers, one mattress at 1,500 KES, four cushions at 1,500 KES, a solar lamp at 1,000 KES, three cow ropes at 300 KES, three basins at 800 KES, clothes for my children at 1,000 KES, am still having 1,500 KES, used 1,000 KES to start omena business, gave 2,000 KES to my mother, paid 1,440 KES school fee for my children in school in school, paid 3,500 KES in our women group then used the rest on food for the house."

"l spent the transfer to plaster my house so l bought plastering materials at 29500 kshs, labor-charge at 10000 kshs, l also bought mattress and bed at 5600 kshs the remaining balance l spent to buy food."

"I spent 14300 KES of my first lumpsum transfer on 22 iron sheets, 14000 KES on building timbers, 3500 KES on a bed, 3500 KES on a mattress and I paid a deposit for a murram with the remaining 14700 KES."

"I bought 2 cows for dowry payment (24000), a cow for rearing (9000), a mattress (3000), 2 bags of maize (2800), eye treatment (7000) and household shopping (4000)."

"I used my token to buy a mattress (2800)2 bags of maize (4200)and sent pocket money to my son (2000)."

"I bought 32 wall poles at 10,400 KES, 20 roofing poles 3,000 KES, 28 iron sheets at 16,800 KES, nails at 540 KES, a lorry of clay soil at 6,000 KES, paid 3,000 KES labour charge, one mattress at 4,400 KES, a sack of maize at 2,500 KES then used the rest on food for the house."

"l spent the transfer to 3 sheep at 10500 kshs, l bought mattress at 4000 kshs, 2 sacks of maize at 6500 kshs, windows at 9300 kshs cement 7500 kshs, music system at 6500 kshs, l bought uniforms and shoes at 2000 kshs the remaining balance l spent to buy food."

"I spent my second transfer on paying school fees for my children.I also bought a cow,a bed,a mattress and solar."

"I bought sand 7500 KES, cement 8800 KES, two windows 5300 KES, mattresses 4000 KES, cushions and table clothes 5600, school fees 3800 KES, silk loan 6300 and spent the rest on utensils and food."

"I built a permanent latrine with 20000 KES, connected electricity to in my house 12000 KES, school fees 3000 KES, mattress 3200 KES, spent 2000 KES on business."