"I spent my second transfer on purchasing seats since I had old ones, bought four goats with an intention of selling the offsprings to pay school fees and paid workers to prepare my parcel of land early enough. I also bought a bed and a mattress to sleep in a comfortable place and spent most of the transfer on purchasing three sacks of maize for the family consumption."

"I spent my second transfer on building an iron roofed kitchen, bought a sofa set sits at 10,000 KES, a mattress and other little house items then used the rest on farming and paying debts."

"I spent my first transfer on school fee for our 2 children who are pupils at the local Academy (4,800 KES), bought a mattress and bedding for the children (4,000 KES) and also assorted food items."

"I spent my first transfer on buying a mattress so as I get a comfortable place to sleep at. The remaining cash I spent on buying a bag of corn for consumption."

"I spent my first transfer on cultivating my farms so as to increase yield hence abundant food to feed my family. I also bought a mattress so as to have a comfortable place to sleep at and the remaining cash I spent on buying a bag of maize to feed my family."

"I spent my first transfer on purchase of a mattress (3,500 KES) to replace the bad one we had, a sheep (2,500 KES) and a bag of dry corn for food (3,800 KES) "

"I spent my first transfer on paying school fees for my three children in primary school, bought them new pairs of school uniforms and shoes and bought a mattress so that I could sleep on a comfortable place."

"I spent my second transfer on household items that I did not have and could not afford to buy at ago; a sofa set, mattress, solar lamp and utensils. I bought 4 sheep as an investement to support my household in future. I used the balance to buy clothes and paid school fees for my 3 children."

"I spent my first transfer on buying a mattress and blanket since I was sleeping on rugs. I also bought other household utencils and food because there is great famine at the moment. "

"I spent my first transfer on buying a mattress since the one we had was very old. I paid school fees for our child in secondary school to enable him remain in school."