"I spent KES 50000 of my first transfer on paying a deposit for a motorcycle that I had acquired on credit. Before getting the transfer, my husband was employed by a neighbour to offer taxi services. The income he was getting was very little since he had to share the proceeds with his employer. Having our own motorcycle will ensure an increased income. Through it I will be able to meet my family's basic needs like food with ease. I spent the remaining amount to purchase goats. I am keeping them in my homestead and my expectation is that they will reproduce and increase in number. I can readily rely on them in case of a financial need."

"Owning oxen is a wonderful thing for a family because it enables one to work on people's farms and earn money. This is especially a great thing for us because I am unemployed and often lack money to provide basic needs, such as food for my family of four. So I spent KES 32,000 of this transfer to acquire two of them. I also spent KES 20,000 on buying ten goats. These can supply my family with milk for use at home, and the surplus can be sold to earn money. It's amazing how helpful receiving this transfer has been to us."

"Having a source of income that enables me to cater for my family's basic needs is a dream come true for us. When I received this transfer, I purchased ten goats. I usually sell a few on market days to earn money. The buying price is usually KES 2,000 while the selling price is usually KES 2,500. I plan to acquire more goats to keep this business going. The money I earn enables me to put food on the table for my family of seven. We can afford to have three meals a day, as opposed to before when we often had just one. Our lives have improved a great deal."

"I spend the money to purchase food and clothes for the family. During that time when I received my transfer, there was no food in the store, I purchase some sofa set seats. Whenever I have visitors they have a good seat to sit. I bought fencing were and fenced my compound. This is to prevent cows from destroying my crops. I pay hospital bills for pay daughter who gave birth. For the rest of the money, I bought one goat. This is my investment because cows reproduce faster and help whenever there is an emergency. I am so happy for the support because GiveDirectly has changed our lives."

"I spent a bigger portion of my first transfer on building a spacious iron roofed house. This has been my greatest desire because at least my six children can now have a place to shelter. My previous house was not spacious and I was forced to squeeze my items. My children had to seek shelter from the neighbourhood. I thus purchased building poles, timber, nails and 15 pieces of iron sheets to build the new house. Apart from this, I also bought three goats at KES 9000. These are my living assets that I can rely on when I am faced with dire financial needs. I can readily sell the offsprings to raise money for my children's school fees. I also did some shopping on foodstuffs using the transfer. I purchased enough stock of cereals that can serve us for sometime. The subsistence farming that I used to depend on was not successful due to inadequate rains. I am happy that at least we will not lack food in my household."

"The biggest difference in my life daily life is that the transfer enabled me to clear a loan that I had not been able to pay on time. I had received several warnings from the microfinance and I feared my belongings would be seized for failure to pay on time. I usually do menial jobs and I had taken the loan with the hope that I would be able to pay on time. However, it was difficult to get such jobs and the little earnings from my husband's casual jobs catered for the basic needs only. I am now free and at peace having been relieved of this burden. I also own goats which are assets to me. I am expecting them to reproduce and increase in number. I believe through them I will be able to educate my children to the highest levels."

"We had started a goat rearing farming together with my husband, this was the only way we were assured that we would be able to earn a livelihood out of it, but the main challenged that we were facing was that our land was scarce, yet we did not have money to acquire it, we tried selling some of the animals but we could not raise the money. My life is different in that I was able to purchase a parcel of land with the transfer that I had received from GiveDirectly, I am so thankful for the support that lifted our lives and brought so much happiness."

"My biggest cry was to have a decent and a comfortable house to accommodate my family. This has been impossible to achieve since I am no longer able to make charcoals for sale as before due to old age. We, therefore, lived in a small old-leaking traditional house that was congested. When I received the first transfer, I started building a better house, but I could not complete it since the money was not enough. For this reason, I opted to wait for the 2nd transfer so as to complete the house. As at now the house is complete and my family is living comfortably. I also used part of the second transfer to pay school fees for my children, I also bought 2 goats and a bed; and saved the rest for the family’s upkeep."

"Lack of a source of income has caused my family a lot of pain. Because my husband and I were unemployed, we could not afford to provide the basic needs of food, shelter and clothing for our three sons. So it was such a relief to receive this transfer. I spent KES 25,000 on starting a business where we sell foodstuff. I also bought goats worth KES 15,000. I plan to sell these when I need money. Finally, I spent KES 14,000 on improving part of our house that was old and falling apart, to ensure my family's safety."

"Before receiving this transfer, I had desired to own livestock for a long time. I would often get anxious when I thought about financial emergencies that arise in daily life. When you own a few, you can sell the milk that they supply to earn money. You can also sell some of the livestock for the same. Once I received the transfer, I didn't have to constantly worry about this. I was able to buy five goats. I also built a decent kitchen to cook my meals from. Finally, I bought a new bed and mattress. I now sleep more comfortably. My life has truly improved."