"I hope to complete the construction of my boat, and buy a generator for watering my farm."

"I am planning to pay off my debts, sink a borehole in order to save time and energy for water collection being that we live very far away from water sources and suffer during drought. I will use the rest of my funds to pay school fee for my children."

"I am planning to spend my transfer on building a bigger house as the one I stay in is very small hence I plan to buy thirty bags of cement and sand, I will spend part of the transfer on buying four bulls that I will use in ploughing my farm, I will also spend part of the transfer on buying a donkey that I will use in fetching water in my home and the remaining amount I will spend on starting a small business of shopkeeping."

"I am planning to spend my transfer on paying school fees for my two children who are in secondary school, I will spend part of my transfer on connecting my home to piped water so that I can use it I'm irrigating my farm and the remaining amount I will spend on buying poles and wire mesh that I will use in fencing my home."

"I would like to use part of the transfer to renovat my house because it is a bad condition. Secondly I would wish to open up a business to generate income to support my family. l would also like to buy a water tank since we have water problem. Finally l would like to buy oxen for ploughing my farm to increase productivity. "

"I paid school fees (5000 KES) silk loan (2000 KES) and water pump (3000 KES)"

"I am planning to expand my house and do plastering to strengthen the walls, buy a water tank and also a solar lamp."

"We plan to spend the transfer to pay school fees for my children. We also plan to spend the transfer to cement the floor of our house. We also plan to pend the transfer to buy plastic tank for rainwater harvesting."

"I am planning to use my transfer to purchase a water tank to help me with water harvesting because my area is prone to drought. I also plan to pay school fee for my daughter in college and in high school."

"We plan to spend the transfer to construct a house. We also plan to spend the transfer to buy a water tank for harvesting rainwater. We also plan to spend the transfer to buy household items like furniture and utensils."