"I spent most of the second transfer to buy furniture, since l did not have anything to sit on l was using water container as a furniture. I also spent the transfer to buy bed and mattress since l was sleeping down on a mart with my children which was very uncomfortable. The remaining balance l spent to buy utensils and food for my family."

"I spent most of the transfer to buy furniture since l was sitting on a very old site which was not comfortable. I spent the transfer to buy bed and mattress for that reason l am now sleeping comfortable without stress. I also spent the transfer to pay school fee for my child who is in secondary school. The remaining balance l spent to buy 1 sack of maize and to improve my business which was not doing well."

"I spent my first transfer to buy thirty pieces of iron sheets, bought shaving machines at 6,000 KES, and renovated the shaving kiosk at a total cost of 6,000 KES, bought fifty tins of maize at 5,600 KES for consumption. Bought a new mattress and the remaining amount I spent on daily expenditures."

"I spent my second transfer on buying two sofa sets seats for my father 14,000 KES. I bought two sofa set seats for my household 16000 KES and a table 2,500 KES. I bought a mattress 4,200 KES and a bed 4300 KES.I paid school fees for one of my sibling who is in high school 5,000 KES and a bag of maize 4000 KES ."

"I spent my first transfer on buying a bed, a mattress, food and school uniforms"

"I spent most of the second transfer to pay my collage fee since I did not have money and l was almost deferring my course to the other year. I spent the transfer to buy bed and mattress since l did not have a bed l was sleeping on a very thin uncomfortable mattress. The remaining balance l spent to start small scale business of selling utensils to get daily income."

"I spent my second transfer on building soil, sand, cement and labour costs for repairing my old house. I also spent on a mattress, water containers and mortuary bills for my late mother who passed during that moment when I received the transfers."

"I spent my second transfer to buy two mattresses one for my self and the other one for my children since the ones we had were worn out, bought two tons of sand and ballast to renovate my house, bought one steel door and three steel doors to enhance security of my house and that of my family, spent most of my second transfer to pay school fees for my child who is in high school and the remaining amount I spent to buy ten tins of maize for my family's consumption and food."

"I spent my second transfer on admitting my son into a technical school at 30,000 KES, bought a mattress at 4,500 KES, utensils at 2,000 KES, used 5,350 KES to cultivate my farms, bought a sack of maize at 5,200 KES, then used the rest of the cash to restart my charcoal business which had collapsed due to financial problems."

"I spent on school fees for my son, bought seats, bed, mattress and one sack of maize for consuming with my household."