"I spent most of my second transfer to buy steel windows, steel door and window panes which I have all fixed on my house. I bought a bull which will mature faster and I can later exchange for cow. I bought a water tank to store water during rainy season, a mattress, and cushions and the remaining amount, I spent to dig a pit latrine and also bought 25 tins of maize for my family's consumption."

"I spent my first transfer on buying a mattress at 5,000 KES, school uniforms and school bags for my three children at 2,000 KES, paid 1,000 KES their school fee then used the rest of the cash on daily foods for the house. Am now happy that my children dress very smartly while going to school and they also eat good and enough food. I also get good night sleeps now that I have a very soft place to sleep, unlike before when I used to sleep on a mat."

"I pent my first transfer on a high density mattress (8,000 KES) and some food items (2,000 KES) for my family."

"I spent most of the second transfer to buy cow-bull for farming and dairy cow and this will helping in future where buy l will not be spending money to buy milk. I spent the transfer to buy furniture since l did not have enough to site on because l have a big family. The remaining balance l spent to buy mattress and bedding for my visitors."

"I spent my second transfer on buying an ox 20000 KES and a mattress 3700 KES. I bought a bag of maize 7200 KES , suitcase 1300 KES, clothes for my children 3000 KES and household utensils. I also plaster the internal walls of my house and the floor and bought food for my family's consumption."

"I spent my first transfer on weeding my farms at 2,000 KES, bought school uniforms and shoes for my two children at 1,500 KES, bought a mattress at 2,700 KES, used 3,000 KES to start fish selling business, bought utensils and other little house items and home errands with the rest of the cash. I no longer struggle so much by fetching and selling firewood as before because I now have my own business."

"I spent my first transfer on buying a bed and mattress at 7,000 KES, paid 2,000 KES school fee for my two children in primary school then used the rest of the cash on food for my children. Am now having good night sleeps now that I have a bed and mattress."

"I spent my second transfer on buying chairs, utensils, bed and a mattress. "

"I spent my first transfer on buying a mattress and bedding because the ones I had were worn out. I spent the remaining money on food."

"I spent my first transfer on buying seats because the ones I had were very old and worn out, on that note bought a mattress and a bed, cement which I am yet to use to plaster my house and spent the remaining money on food."