"I spent the first lumpsum transfer to rent a piece land (10000 KES) bought seed and planted watermelon (16100 KES) used 11000 KES on my kiosk business and paid school fees 2000 KES."

"The biggest difference is my life is that I have a bigger house and a super drum to store water during dry seasons."

"I spent the transfer on buying chairs ksh 5000, paying school fees ksh 3000 and a water tank ."

"I spent the first lumpsum transfer to buy water tank (36000 KES) cement (2550 KES) iron sheet (2250 KES) water pipe (800 KES) and labour (2500 KES)"

"I am planning to buy a big tank for water and a bull for farming."

"I plan to buy a water tank for collecting and storing rain water, and seats to furnish my house."

"I am planning to enlarge my house as it is small, buy a cow and goats and also buy a water tank."

"I am planning to spend my transfer on building a bigger house as I will buy thirty iron sheets and timber that will be used in building my house, I will spend part of the transfer on buying a water tank so that I can harvest rain water, part of the transfer I will spend on paying school fees for my two children who are in secondary school and the other who is in college and the remaining amount I will budget it on food for my family."

"I am planning to spend my transfer on paying school fees for my children as I have a child who is supposed to be going to a boarding school, I will spend part of the transfer on buying a water tank and the remaining amount I will spend on renovating my house as I plan to buy five bags of cement that will be used in plastering the walls of my house."

"I am planning to spend my upcoming lumpsum payment on paying school fees for my children.i also want to buy water tank and dig a pit latrine."