"I spent the larger part of my third transfer on plastering my house from a mud one and now I am relieved from frequent smearing especially on raining seasons as rainfall could destroy the walls of my previous mud house.I bought decent clothes for my children from the shop known as (ready made) which I never knew I could afford for them.I also bought a mattress for my children hence they no longer sleep in a mat which could predisposed them to cold."

"i used my last transfer to buy cement and sand to help me plaster the floor of my house, jiggers had infested my whole house and so by plastering the floor I somehow got rid or prevented the infestation of jiggers , I also bought a mattress the one I had before was worn out, and the rest of the money I used to buy a diary cow, right now it has given birth and is giving us with milk."

"I spent my third transfer on plastering our 3 room house to make it more hygienic since it used to produce a lot of dust before and we often got jiggers. I spent 8,000 KES on a bed and mattress that we needed, as well as School uniform for one of our children."

"I used my last transfer to buy cement and sand to plaster the floor of my house and paid the person that was handling the plastering job, then I also used some amount to pay fees for my son in high school he was always being chased from school. Lastly I bought some household things like mattress i had one that was so worn out, utensils, blankets and truck box."

"I spent my first transfer to buy two cows,a mattress and bedsheets,two bags,plates and cups,and I also spent some money for treating my father inlaw who was very sick."

"I spent 13,000 KES of my third transfer on seats since we used to only have one chair, bought a bed and a mattress for 10,000 KES since my husband and I used to sleep on the floor at night as we did not have these facilities. I also bought 2 bags of dry corn for family consumption as we did not harvest last season due to army worms that ate up our crop and the rest on assorted food items."

"I spent my transfer to buy Iron sheets, a garden, a mattress and bedsheets,curtains and household items,and cassava flour."

"I used my last transfer to build a house I used to rent a house in the nearby town and it was expensive and the rent to pay it was not easily available so when we received the transfer we decided to move out and build a home, my husband also took part of the amount to pay my dowry then the remaining money we used to buy household items like mattress, bed this e bought because we used to sleep on mats and it was uncomfortable, then we bought cushions and sofa sets we used to use benches and when we had visitors we borrowed plastic seats from the neighbor."

"I spent my first cash transfer on buying iron sheets and a solar power panel for in house lighting and I also bought a mattress and blanket. Then I also bought some food for my family."

"My first transfer got me to buy a bed, a mattress, plates & cups, and am now uplifting structure of my house especially the walls,because it is in a state of collapse, then go buy clothes as well."