"The biggest challenge I have faced is alot of hardship in my area because of drought that affect the farms and water scarcity.Getting food and water is very expensive for me."

"My first plan is to use part of the transfer to build a bigger house, because this one is small. Secondly, I plan to use another part of the transfer to dig a borehole, where I can get water for family use. Lastly, I plan to use the remaining amount to fence my compound, for security purposes, since I'm living along the way."

"I am planning to spend my upcoming transfer payment on building a semi- permanent house, buying water pump machine for irrigation and paying fees for my daughter who will join secondary school the coming year."

"I used my second transfer to buy a bicycle and also constructing a house since i was sleeping in a house with a leaking roof. I also decided to buy a bicycle so as to ease work at home like collecting water."

"I have had a problem with irrigating my crops, I therefore wish to buy a water pump and a generator for watering my vegetables. I also hope to construct a kitchen so that I stop cooking outside. "

"My proudest achievement is that l was able to pay school fees for my daughter in secondary school to form four level. I paid her school fees through doing casual jobs like fetching water for kitchen use at a nearby school and selling firewood."

"I am planning to spend my upcoming transfer on buying water pumps and a generator"

"I spent my entire second transfer to buy generator and water pipes for irrigation, this would enable me get good yields from my farm and I could also sell to earn more income to support my family."

"I spent my first transfer on buying water pipes that I normally use in doing Irrigation"

"I would like to use the transfer on paying school fees for my son in form two. Secondly,l intend to use my transfer on building a decent latrine for my family.Lastly, l will spend the remaining amount on digging a well in my homestead . We fetch our water from a river which is at a distance.Digging a well,will reduce the time we spend to get water."