"I have no stable source of income , I usually sell charcoal and just keep myself busy with house and farm chores . My husband who is the bread winner was the manager of an M.C.A but he lost he job after the M.C.A lost elections . When I received the second transfer we had no tap water , It had been disconnected because of bill arrears which had accrued upto $75 , so I paid it and got the water reconnected . I went to Kilifi town and bought a 3,000 litre water tank worth $188 and used $15 to transport it home . Before I could really suffer because of fetching water from far . So I spent $23 on 3 bags of cement and paid $42 labour for the water tank to be firmly installed . Right now that is a problem of the past , infact I now sell my water to the residents of my village . I used to keep goats for my sister and I really wanted to buy something that I would use to remember Give Directly , so I bought 2 does , each did cost $35 . As we speak , I'm already enjoying their milk since they both gave birth not so long ago . You see these are blessings ! My 3 primary school going children had school fees arrears which had accrued to $55 , I also cleared it . I then used $22 to buy 1 bale of maize flour and $10 to buy 10kgs of powder soap .I was left with about $30 so I saved it so that incase of an emergency , I'll have where to run to . I thank Give Directly for literally changing my life ." (Occupation: Motorcycle or bicycle taxi)

"I have a young family of 1 child and a wife . I operate 'bodaboda' business and I recently started a business for my wife . I'm glad that we can now support each other to buy basic needs in the house . I spent $430 on 1 cow. I hope to start milking it soon and enjoy the milk with my family , ofcourse I'll sell the excess milk and be able to buy basic needs like food . I also bought 1 calf worth $100 and later sold it , that is the money I then used to start second hand clothes business for my wife . Currently , my wife is expectant so we have put the business on hold until after she delivers ." (Occupation: Motorcycle or bicycle taxi)

"My new goal for this year is to set up my own tailoring business since that is my passion. This combined with what my husband makes from his motorcycle job will be able to cater to the family’s basic needs with much ease."

"I am currently living on a portion of my parents' small plot of land with my family, and it has long been my ambition to purchase my own plot of land on which to build a permanent home. I have been saving for it in the informal savings groups we started with my neighbors, and I am finding it easy right now because I rely on motorcycle taxis for a living. I am hoping that by the end of the year, I will have raised enough money to purchase a plot of land on which to build a new home for my family."

"The first thing I did with the GiveDirectly funds was build a two-bedroom house with a verandah. We had planned how we would build for a long time but were short on funds; thankfully, GiveDirectly allowed us to do so. In the same breath, I spent some of the funds on food as well as on debt repayment. The majority of the remaining funds were used to pay tuition for my three students. My eldest is married and has one child in Jaribuni; my second child is out of school due to a lack of funds despite having completed class 8, and my third and fourth children both attend Mbonga Primary School.One is in junior secondary school and the other is in secondary school. While my wife and I work on our 5-acre maize and cassava farm, we have little money to meet our own and our children's needs. Needless to say, GiveDirectly has been and continues to be a blessing." (Occupation: Motorcycle or bicycle taxi)

"I would welcome the opportunity to grow my company. I wish I could have the opportunity to potentially make enough money to sell goods at wholesale prices. The increased income should allow me to provide for my children in the future, see them through school, and support them as they begin their lives. Hopefully, this will allow my husband to join me at the shop, and we will be able to hire someone to do the boda boda work that he currently does." (Occupation: Motorcycle or bicycle taxi)

"Courtesy of previous cash transfers, I own a poultry business, consisting of at least 50 chickens. My next focus is to build a one-room house, made of brick walls and an iron sheet roof. Last year, I moved into my grandmother’s house after mine collapsed from rain. I feel that staying in our own space will bring enough privacy to my wife and two children. Since I recovered some iron sheets and planks from the previous structure, I will require at most $800 to complete the exercise. With the $30 that my wife and I save from every monthly transfer, I would be relieved to finish the construction by the end of the year." (Occupation: Motorcycle or bicycle taxi)

"I work as a motorcycle taxi driver and am the sole provider for my family. My widowed mother could not raise school fees for my younger siblings because she is unemployed. I spent $21 on Kazungu, my younger brother's school,'s fees as soon as I confirmed the receipt of my transfer. He is currently in form three and is a very bright young man. I also spent $10 on food because we never had any then. Finally, I do poultry farming I purchased a hen for $3. They will provide me with additional income, allowing me to diversify the types of livestock I can keep in the future." (Occupation: Motorcycle or bicycle taxi)

"As I continue to get my transfer, my goal has been to service my pending loan. I bought a motorbike on credit last year in October, and I have been servicing that loan. I will always spend $20 monthly on paying that loan and $10 on food. I am glad that I have been relieved from the pressure from the creditors. From the motorcycle, I can always get $4 daily, and in the subsequent days, supporting the family has been easier than before. I am glad I can easily support my family of three, my wife Neema, my daughter Laura, and myself. My wife is a housewife, hence I shoulder all the household expenses."

"To support my three-member family, I run a motorcycle taxi service. My wife, Phoebe, on the other hand, is unemployed and spends the majority of her time at home caring for our young daughter. I prioritized buying food for my family worth $23 as soon as I received my transfer. As a result, I spent $6 on two more chicks to expand my poultry farm. The remaining $5, I gave it out to my wife to help her with some basic family needs. I have noticed a positive change in my life since I began receiving the transfer, and I am grateful to GiveDirectly." (Occupation: Motorcycle or bicycle taxi)