"I spent my second transfer on buying 18 bags of cement at 10,800 KES, sand at 12,000 KES,murram at 4,000 KES, paid 12,000 KES on wages, bought wall poles at 3,000 KES,house paint at 3,200 KES, water used during construction at 2,000 KES and spent the rest of the money on food."

"I spent my second transfer to pay fee for my two children in secondary school. I spent 31450 KES. I spent 9000 KES to connect my workshop to an electricity power supply,i spent 2900 KES to repair a grinder i use at the workshop,i paid 5000 KES for reconnecting my tap to water supply and used the remaining to buy shoes for my child."

"Firstly, we plan to use part of the transfer to buy furniture. Secondly, we intend to use another part of the transfer to buy two cows that would provide us with milk for family use in future. Lastly, we plan to use the remaining amount to buy water pump, that we plan to use to irrigate our farm, where we plan to grow tomatoes."

"Our first plan is to use part of the transfer to buy water pump that we intend to use in irrigating our farm, where we plan to grow tomatoes and watermelon. Secondly, we intend to use another part of the transfer to start a second-hand clothes selling business. Lastly, we plan to use the remaining amount to buy furniture."

"The happiest part of my day is in the afternoon when I normally go to fetch water."

"I bought iron sheets, bricks and water trough in my first transfer. I will be building a new house for the one I have is about to collapse on the floor."

"Yes,my new goal is to start a business probably selling fish,buy a water tank and install electricity in my house."

"I built a paultry house (7000 KES) bought a water container (skyplast for 2000 KES) and spent the rest on food."

"I spent 43000 KES of my third transfer to buy a generator that i will use to pump water for irrigating my tomatoe farm. I spent 3000 KES to lease land that i want to use to grow the tomatoes,the remaining 2000 KES i used to pay hospital bill for my sister in law."

"I spent my first to pay school fees for my two sons in primary (5000 KES) and connected tap water to my home (5000 KES)"