"The biggest difference in my life is that my living standards have changed as I have two expensive energetic oxen unlike before the transfer where I used to hire oxen for cultivation, this was expensive,now I don't have to worry of the cost and I also don't practice labor exchange with others farmers which used to take most of my time. " (Country: Kenya)

"My new goal is to start sugarcane farming to enable me raise school fees for my children." (Country: Kenya)

"Yes,my new goal is to venture into a bar business.I have gained lots of knowledge from working as an empolyee in local bars and right now this is want I am thinking about because I will definately get more income to sustain my family members." (Country: Kenya)

"Yes, now more than anything i wish to get a job or capital to start a business soon to help me fend for my children." (Country: Kenya)

"The biggest hardship I have faced is, inadequate income to start a coffin-making business." (Country: Kenya)

"The achievement we are very proud of is, having bought a mattress using savings from my small business, because we used to sleep on a mat. " (Country: Kenya)

"Making ends meet is my biggest hardship in life.We got poor maize yields this season,so we have to entirely depend on profits from my fast food kiosk business to buy food which is not enough to sustain us. " (Country: Kenya)

"Inadequate income to buy food for my children, is the biggest hardship we have faced." (Country: Kenya)

"The achievement I'm proudest of is, having these my two children, after their mother's death." (Country: Kenya)

"The achievement we are very proud of is, having built rental houses using savings from my husband's casual work." (Country: Kenya)