"My life is different than it would have been without the transfer because through the transfer, I have managed to tap water in my home as opposed to before when I relied on stream water which was several miles away."

"I spent my second transfer to buy water pump that I will use during drought to water my seeding, I also bought food for my family and pay school fees for my children."

"I spent my second transfer to cement, sand, sand which I have used to renovate my house from mud to plastered. I bought food for my laborers, paid laborers who were renovating my house and those who fetched water for use. I bought a sack of maize for consumption and the remaining amount, I spent to buy shoes for my children, food and other household items which I did not have."

"I spent my second transfer to buy cement, sand which am planning to use to renovate my house. I bought household furniture, I also bought iron sheets which am planning to use in building my kitchen. The remaining amount, I spent to buy donkeys to assist me in fetching water since am far from the water source."

"I spent a larger portion of my second transfer on buying a water pump for irrigating my farm. I also gave my spouse 15000 KES to boost her shop business."

"I spent most of the second transfer to start livestock farming for my future use. I spent the transfer to buy furniture since l was using water container as my sites. I also spent the transfer to buy mattress and bed since l was sleeping on a mart. The remaining balance l spent to buy 1 sack of maize for my consumption."

"I spent my first transfer on digging a pit latrine @3000 Kes, and paid school fees of 3000 Kes. I then bought a water container and food with the rest of the money."

"I spent my second transfer on purchasing a water tank. I reside in an area with water shortage problem that demanded every household to have its own water tank for water collection and reservation."

"I spent my second transfer on purchasing building materials and constructed an iron roofed house. I previously possessed a grass thatched house which was seriously leaking. I always got much worries whenever it rained when I was away from my house as the leakages allowed in too much water which spoilt my household items."

"I spent most of my second transfer to buy building like iron sheets, round poles, fascia board, wooden door and nails which I have used in building and fixing on my new house. I paid laborers who build the house, renovated and fetched water for renovating the house. The remaining amount, I spent my son his transprtation back home, paid school levies for my children who are in primary school and also spent some amount on food and medical bills for my child."