"The biggest hardship we have is fending for our family because we don't have a stable source of income.Accessing health care is also a hardship and at times we have had to use traditional medicine/herbs when our child was sick because we could afford to take him to the hospital for professional care. "

"I spent my first transfer on buying a mattress, one sack of maize, clothes, shoes and I also bought medicine for my grandmother who was very sick during that time"

"I spent my money on medicine to help me recover from the pain I was going through after I had an accident. I also paid school fees for my children which was really bothering me."

"I plan to use the transfer on doing an extension to my house because my current one is not enough for my big family. Secondly,l will spend the remaining amount on buying household items like chairs beds and matress. Lastly,l will use the transfer on paying medical bills for my cancer clinic visits and buying medicine."

"I spent my second cash transfer to build a chicken coop worth 17000KES,bought chicks 10000KES,food the chicks 6000KES,vaccines and other medicine 4500KES,charcoal 1500KES,school fees 5000KES,a sack of maize 3600KES,kept 2200KES as saving to buy food for the chicks after sometime."

"I spent my first transfer on buying 2 sheep worth 5000 KES, clothes worth 2900 KES, medicine worth 1500 KES and food worth 600 KES"

"I spent my first cash transfer on paying hospital bill 4,500 KES, bought medicine 3,000 KES and 1 sac of maize 2,500 KES."

"I spent my second transfer to buy fridge for 18000 KES, 7600 KES i paid hospital bill, 16000 KES i spent to buy medicine and 7000 KES i spent on boosting my shop business."

"I'm planning to spend my upcoming transfer on rearing poultry for commercial. Since I have two children in college doing medicine I'll have to spend some of the money on paying their school fee."

"The biggest hardship I have faced in my life is loosing my two children in my hands because i did not have money to buy them medicine."