"I used my token to buy fishing nets KES 7000, paid primary school fees for 2 children KES 2000 and bought food KES 870."

"l spent the transfer to buy fishing-net at 20000 KES, l bought door and windows at 10000 KES, l bought 5 bags of cement at 3100 KES, l also spent 4000 KES to improve my business the remaining balance l still have them in my E-mpesa account."

"I will save some amount of this upcoming lumpsum payment to educate my child in a secondary school then invest the remaining amount in fishing equipment."

"We are planning to make a fishing boat."

"I am planning to buy fishing equipment and also buy a cow."

"l spent the transfer to buy land at 20000 KES, l also bought fishing boat and fishing-net at 22500 KES, l spent 7000 KES to buy furniture. "

"I will buy fishing nets and furniture with the upcoming lumpsum transfer."

"l spent the transfer to buy fishing-net at 20000 KES, l spent 15000 KES to pay school fees for my two children in secondary school, l spent 5000 KES, for farming, l bought sheep at 5000 KES, 1 sack of maize at 3200 KES. "

"I spent 30000 KES of the first lumpsum in paying dowry, 10000 KES in buying iron sheets and bought fishing net at 10000 KES."

"Since I repaired my boat, I have been able to go fishing much more often and this enabled me to get improved sales from improved fish stocks."