"Part of my second transfer, I spent buying a water pump, but I did not manage to buy the pipes that are required for irrigation, so when I received my third transfer, I bought the pipes and now I have a complete irrigation machine, and being a horticultural farmer, I am glad my farm can be irrigated on time. I have so far expanded my farming. The remaining amount I spent on paying school fees for my children in school and bought food for my family consumes too."

"I spent my last transfer to buy some household items like mattress and a bed before I used to sleep on mat it was very uncomfortable nowadays I sleep and sometimes find it hard to wake up that is how comfortable I have got, I also bought a table and a sofa set, borrowing from my neighbors for seats and table when I had visitors was embarrassing and was really bothering me, then because there is water shortage in our area I bought a super drum to store water. Lastly for lighting I bought a solar panel this has helped my children while studying they dont have to study in the evening before darkness, I also bought three goats to rear and as a form of investment to help me during emergency. I would love to pass my gratitude to the organisation of Give Directly, my life has changed a great deal because of the help they extended to me I used to live a miserable life of sleeping in mats and not having enough to fend for my family but now I have those things I thought I could never own."

"I spent the larger part of my third transfer on buying an irrigation pump generator and pipes to carry out a small irrigation scheme where I am planting vegetables ,water melon and tomatoes which I sell to people of my village hence at the moment the yields are splending thus I am able to get double income to support with my family's financial needs as opposed to before the transfer, when I was relying on my neighbor's water pumps which lead to delays in my farm activities which times affected my yields negatively .I also bought cupboard and two sofa set seats ."

"I had no house or rather I had a small house and now I have a three roomed house, I used my last transfer to build a house, I also paid school fees for my brothers child an orphan who is in high school and my son who is in the university almost graduating, then lastly I bought some tanks for storing water, this is because we have water problem in the dry season so now a set during this season."

"I spent my third transfer on 2 bags of dry corn for family consumption for 12,000 KES since we did not have a harvest in the previous season, bought a plough for 6,000 KES to facilitate me in food production, bought seats and tables for 16,000 KES and a water storage tank for 6,000 KES as I did not have any before."

"I spent my third transfer on plastering our 3 room house for 30,000 KES to make the walls stronger thus protecting them from being washed off by rain water as has been the case in the past .I also bought an oxen for 15,000 KES that will make ploughing easier and production of food more effective."

"We used our last transfer to get two lorries of a special soil we use for plastering the walls of our house, wire mesh and a lorry of sand we bought this to help us finish up our house that we had started building using our second transfer, we later dug a well with part of the transfer and also added some of our own savings to this project this is because we had had so many water problems and where we could get water was far."

"I am a farmer mostly involved in horticulture so when I received the transfer I used it to buy pipes to help me in transferring water from the river to the farm. I used part of the money to pay school fees for my son who is finishing high school this year then lastly I bought sofa set seat for my house this is because I had no seats."

"I spent my third transfer on connecting my home to tapped water. In my area, there is water shortage in my area and the distance to where we get it also very far. At least my old mother can access water easily and she does not have to walk the long distance. The remaining I spent on buying building materials that I am planning to use to build a more spacious house given that my family has grown bigger and we need more space."

"We are close to a small river so when I received this last transfer I bought a water pump and pipes to help me in horticulture farming and the produce I sell to retailers around, I also bought iron sheets and a special soil to help me in building but because culture does not allow me to build before my big brother am still awaiting to build in due time."