"When I received my second transfer, I had plans of extending my house which was initially 2 roomed and very tiny to host all my family members. Secondly, I renovated the roof of my kitchen which was previously grass thatched that subjected me to frequent repairs. Finally, I purchased a wheel barrow that I saw to be very helpful in transportation of water and other goods such as farm produce."

"I spent my second transfer to buy building materials like iron sheets, timber and nails which I have used to build a house, I spent some amount to pay laborers who built, fetched water and renovated my house with mud. I bought food for my laborers, bought 20 tins of millet and 5 tins of maize for consumption and the remaining amount, I spent to buy food for my family."

"I spent my second transfer buying building materials such 10 pieces of iron sheets to expand my kitchen into a two roomed one for my daughter and son to sleep in hence my son will longer have to walk in the middle of the night to look for my neighbors places to sleep in due to lack of space.I bought a donkey which assist's me in water collecting thus I no longer have to make several trips to collect water in the nearby river which is our source of water and two goats .I stocked my small retail shop business to maintain it,a mattress , water containers and a suitcase.I also paid school fees for my child who s in high school."

"I spent my second transfer to buy sand, cement which I have used to renovate my house, steel door and windows to add beauty to my house. I paid laborers who built my house, renovated my house and also those who fetched water for renovation and the remaining amount, I spent to buy food for my laborers."

"The biggest difference in my daily life is that I am hopeful of plastering my house since I have already bought the necessary building materials to necessitate this project and I believe through this I will be able to overcome the challenges of living in a mud house such as water leaking in my house mainly on rainy seasons and frequent expenses of smearing the mud house for maintenance purposes."

"I spent my second transfer on building a decent two roomed house and now I no longer stay in my brother's- in-law house.I bought sofa set seat 17,000 KES and water container. I also bought food such as 20 tins of maize for my family's consumption"

"I spent my second transfer on paying school fees of 20000 Kes, purchasing construction materials (iron-sheets, nails) @13600 Kes, and furniture @8000 Kes. I spent the rest on buying a water container, two blankets and food."

"I spent 20000 KES of my second transfer on buying a fridge that I'm using to store water and fresh juice that I sell. I paid school fee of 15000 KES and used the rest of the money on renovating my house."

"I spent most of my third transfer to buy a water tank which I use to store water for sale and use in irrigating my pumps. The remaining amount, I spent to pay school fees for my child who is in high school."

"The transfer really changed my life. Initially, I lived in an earthed house which was very dusty-most of the time, I had to maintain it with smearing which was such a daunting task. But now, I am glad that cementing this house has solved the problem- I live in a better environment. Besides, I can now ferry water far distances for people in the village to get an additional income. This is how my life is different than it would have been if I never received the transfer."