"For the past two years, I have always wished to buy a dairy cow that would be my source of income from selling milk, therefore $350 of my transfer will enable me to actualize this wish. I used to own a cow 2 years ago, that assured me of a guaranteed daily pay from selling 5 liters of milk daily for $2 but I sold it to support my children's education after the demise of my spouse who was the sole breadwinner of our family. I will also spend $200 of my transfer to build a two roomed house for my teenage boys. Our culture dictates that teenage boys should not sleep under one roof with their parents, and this usually forces my children to sleep at a neighbour's house."

"My dream has always been to have a better source of income other than the casual jobs we currently depend on. To be receiving this money means a good investment since I am planning to use KES80000 to buy two dairy cows. This means added assets and I will be getting more milk for both household consumption and sales. In addition, I am planning to use KES25000 to build a decent kitchen. I currently have an old grass-thatched house which is small and it is tiresome and expensive to replace the grass yearly thus having an iron-roofed kitchen will save them from the heavy task and resources. I wish to spend the remaining amount on my household's daily basic needs and items."

"Receiving this money has impacted my life positively, I now live in a decent house, an iron sheet roofed house unlike before where my house was small and grass thatched. I am humbled and grateful that I was able to achieve all these with the Aid I had received from GiveDirectly."

"Receiving this money means self independence for our house hold. My wife's biggest aspiration is to become a tailor. I will use 20,000 Kenyan shillings to pay school fees for my wife to join a tailoring school. I will then spend 30,000 Kenyan shillings to start a tailoring business for her. I am convinced that by doing all this, my wife will be self reliant.As for me, I will use 40,000 Kenyan shillings to buy a second hand motorcycle. Being a roofer, it is always hard for me to move swiftly to my places of work. The motorcycle will be a big boost because I will be able to reach my clients in the shortest time possible. I will also use 10,000 Kenyan shillings to repair my leaking roof. The remaining 10,000 shillings will go into our savings Incase of any emergency that may arise."

"We have been living in a single-roomed house with a leaking grass-thatched roof since we have never afforded to build a better one. Precisely, we have been struggling to raise our school fees (mine and that of my husband). Hence, receiving this money means that our lives shall dramatically improve because we shall build a better house with an iron sheet roof. As such, our self-esteem and comfort shall improve. Thanks to GiveDirectly for the timely intervention."

"I spent $220 to purchase building materials comprising of 20 iron sheet, building poles, timber and nails this was for the construction of a modern Iron roofed house for the family. Furthermore, I spend $200 to educate my sixth child who is in a boarding secondary school by clearing the fees arrears of $100 and paying 100 for first term. The one I had earlier was old and was about to collapse. In addition, I bought 3 goats for $50 each this is a long term investment for the children, I will sell them to pay school fees once they multiply."

"Receiving this money means I will take my son to a tailoring college which he has been dreaming to go for many years .The college will cost me 20,000 shillings to cover the whole tailoring course. I will spend 50,000 shillings to repair my house ! it is too old and it needs a lot of repair, the roof is leaking and I want to cement all my house .I will spend 10,000 shillings to buy food for my family and save the rest for any emergency and for my healthy security."

"Before receiving the transfers, I had always been ashamed to mingle with some of my peers. This is because I always felt that they were ahead of me in life as most of them were not sleeping in the same room with their children. The transfers enabled me to build a more spacious iron-roofed house for my family something I never thought I would ever accomplish in life. This is because the task of educating my children and meeting my family's needs on time had weighed me down. Also, having some assets that I can easily convert to cash when faced with financial challanges is a source of happiness to me."

"Receiving this money means improved living standard for me and my family. The one basic need that has been the first in my list is shelter. My house is in a sorry state. The rusty roof leaks during the rainy season and the walls are falling off. It is also cold during the night especially for the young children. My plan is using 250 USD to build a two roomed house with new a iron sheet roof and strong mud walls. I also intend to buy 5 goats so that I can start goat rearing to support education for me children. I have budgeted approximately 200 USD for this."

"I currently lived under one roof with my children where we cook and spend our nights in. It is uncomfortable for the six of us to be in this small house more so spending the night together with my grown-up children. To be receiving this money means, I will be able to build a spacious and decent house since I am going to use 400USSD to build one. I am sure we will have a good place for my children to live in different from ours and also have a spacious and decent sitting room that can host my visitors comfortably whenever I have some. I currently have children in secondary and primary school and since I wish to give them ample time to study, I will use 100USSD to clear their school fees. This will enable them to study with no interruptions hence focus on good grades. To invest my cash transfer, I will use 350USSD to buy a cow to add to my cattle. This is an added asset that will improve our milk production this increases our sales and also will have offspring that I will rely on for any arising financial need in my family. I am planning to spend 150USSD on my household daily food, clothing, and items."