"My biggest hardship is raising school fees for my children in form three and form one." (Country: Kenya)

"The moment l received the transfer l was very happy because I knew all my dreams will come true." (Country: Kenya)

"When I received the transfer, I got excited and immediatelyknelt down to praise the good Lord." (Country: Kenya)

"The moment I received the transfer I was very happy and laughed with joy . I finished performing the house chores after which I went to withdraw the transfer and started using it immediately." (Country: Kenya)

"When I received the transfer, I first checked my Mpesa balance to be sure that it wasn't a sham and I was so happy after the confirmation." (Country: Kenya)

"The biggest hardship i face is that my kids are sent out of school because of school fees and they stay at home for a long time as am not able to pay in good time due to my merger and unsustainable income." (Country: Kenya)

"The moment I received the transfer,I felt very happy since I was assured of my living standards changing positively with the upcoming transfers." (Country: Kenya)

"The moment l received the transfer l was very happy that, I could not wast any minute with the money in my E-mpesa account, l went and withdrew it all. " (Country: Kenya)

"I was very happy together with my children because we didn't have even money to buy food on that day." (Country: Kenya)

"The moment when i received this money i was really happy." (Country: Kenya)