"It has been very challenging for my husband and me to navigate life without a reliable source of income. I hardly generate enough revenue as a casual worker selling charcoal to meet the needs of the family. Due to declining clientele and rising fuel costs that discourage people from choosing motorcycles as their primary mode of transportation, my husband also encounters challenges in his line of work as a motorcycle rider. We've been compelled to skip meals as a result of these issues because we don't have enough money to provide our family with enough food. I spent $6 on three packets of maize flour after receiving my February transfers. This gave us sufficient confidence that we will have enough food to last us a full week. Along with purchasing food, I also spent $15 on primary school tuition for my four kids. Finally, with an eye toward future investment, I paid $14 for three hens. I'm confident that in three months the hens will have multiplied and I'll have enough money to buy some goats. Since the goats will sell for high market prices, I will recover my initial investment many times over."

"I used to ride a motorcycle taxi but I got into an accident and broke one my arms which is not working even now. I am doing casual jobs to survive. I am a father of four and my family depends on me since I am the first born. I would like this year to become an animal keeper since for me animals are a profitable business. I want to buy goats and chicken that will reproduce and increase in number so I can sell them and take care of my family. I will also be able to sustain myself even with my broken arm if I get this animals."

"I want to make sure my motorcycle transport company is successful before the end of the year so I may add another motorcycle and potentially increase my income. It has long been my goal to operate a hardware store in our neighborhood urban center that sells motorcycle replacement parts. If everything goes according to plan."

"My uncle is a trailer driver, he has promised me if I am able to get a driving license he will teach me how the trailer transport business works for a year and then help me secure a job with his employers. I saved $30 from February transfers and I hope to get to $180 which will be sufficient for this training. I want to be able to get this opportunity because I now do Motorcycle taxi business and I am not making much and I would like to change this. I also live in a one room house with my family, I want to expand to at least a three roomed house. My hope is I will have enough money to put up this new structure for my family." (Occupation: Motorcycle or bicycle taxi)

(Occupation: Motorcycle or bicycle taxi)

"My goal this year is to get to a point that I can afford to secure my own motorcycle which will ensure I increase the amount of money I make daily. As I had mentioned earlier I am saving monthly $30 of my transfer which is getting me closer to my goal. I also want to go back to animal farming. I used to have chicken before and the number had greatly increased, when I has 50 chicken, I exchanged 10 for a goat until I got 6 goats. This goats gave birth to young ones which grew and after selling them I got to owning two cows which unfortunately died due to the drought. I now want to start rearing chicken and my hope is as the year progresses I will get to this numbers which will allow me go back to where I used to be with my animals." (Occupation: Motorcycle or bicycle taxi)

"I was delighted to receive my second transfer from Give Directly, which was  Ksh 45,000. As this was the highest sum of money I had ever held in my hands at once, I had to be vigilant. I added ksh 15000 that I had previously saved to ksh 45000 and spent ksh 65000 on a second-hand motorcycle since I've been having trouble with my business because it requires a lot of commuting. I typically use public transportation, which is highly expensive, unreliable, and time-consuming, to the market after purchasing chickens from farmers in Kimalel and Koriama villages."

"I am a motorcycle rider and I run this business using someone's else's motorcycle. I am expected to give $4 daily to the owner and this means that on days that I do not get business I am forced to go on a negative balance to make this payment. I had hoped GD could give me the money in bulk but now understanding the payment patterns my hope is to get a lona from one of the local groups and then use GD transfers to pay it back. I want to be able to maximize on my savings so I can take my siblings through school."

"I have mentioned that I was able to Join a savings group and I am saving money in the saving group as well as on my own. I learnt how to sow clothes but I do not have a machine of my own to turn this skill into a business so I am saving so I can buy a machine. My husband is also employed as a motorcycle rider which sometimes is a hard task since he does not always get business which ends up eating into his pocket as he needs to pay his employer. So we are saving so we can afford to buy a motorcycle of our own so he can be self employed which will ease our financial state."

"I received this transfers at a time of a big need for me. My husband was our breadwinner and his work was mainly motorcycle work, he got into an accident which fractured his arm and he has been out of work for some while now. I make charcoal from tree stumps but it does not pay much. I welcomed the new year in style courtesy of the Givedirectly transfers. I spent my December transfers went into buying food for the new year such as maize flour, wheat flour, beans, oil, sugar and tea leaves. My January transfers came in when my child was going back to school, she had passed her class eight exams and was joining form one since she joined a boarding school, this money facilitated her trip to school located in Mombasa town. She was also able to buy books and uniform. My February transfers were all directed to buying goats. I sold of some of the chicken I had and left three and added to the 3 dollars from my transfers and used it for buying two goats."