"My biggest hardship was loosing my wife who was sick and left me with a young baby. Meeting my daily needs is also a problem since you can spend a whole day without carrying anyone hence no money." (Occupation: Motorcycle or bicycle taxi)

"l plan to buy ox plough and build a kitchen." (Occupation: Motorcycle or bicycle taxi)

"The achievement am proudest of is that i do subsistence farming. I invest my resources in this to ensure my family has enough food through out the year." (Occupation: Motorcycle or bicycle taxi)

"I am planning to spend my transfer on building a house as the house that we currently stay in is very small, we will spend part of the cash to pay for my dowry and the remaining amount we will spend on buying a motorcycle that my husband can use for taxi business." (Occupation: Motorcycle or bicycle taxi)

"I plan to spend the transfer to buy bulls and oxen plough that I will use during ploughing. I also plan to start a business. I plan to spend the transfer to offset the loan that I took and bought a motorcycle."

"The biggest hardship I have is lack of a sustainable source of income for both myself and my spouse, we therefore have to survive on the little money we get from my kiosk and his income from the motorcycle taxi which is barely enough to support our family's needs." (Occupation: Motorcycle or bicycle taxi)

"Our biggest hardship is that we have a lot of responsibilities but we don't have a proper source of income." (Occupation: Motorcycle or bicycle taxi)

"The biggest hardship I have right now is that I was involved in a motorcycle accident recently and cannot do any work that generates income,so my family has to survive on the little money my spouse get from selling fish. This money is barely enough to support our family's needs and we often lack a lot of essential items in the house." (Occupation: Motorcycle or bicycle taxi)

"The biggest hardship we face currently is on paying some loan we took to build our house and on making ends meet on very small income." (Occupation: Motorcycle or bicycle taxi)

"I plan to spend the transfer to buy a second hand motorcycle that my husband will be using to transport locals to and fro Kendu town. I also plan to spend the transfer to construct a bigger house to accommodate my family. I also plan to spend the transfer to buy a cow."