"The biggest hardship that I face in my life is that income from motorcycle taxi business is not stable and this at times is a challenge as it makes me to be among the last people when it comes to paying rent and also buying food on a daily basis is not easy as at times I don't have any cash to buy food." (Occupation: Motorcycle or bicycle taxi)

"My proudest achievement is that I have been able to grow tomatoes and vegetables which has enabled us get food and other needs." (Occupation: Motorcycle or bicycle taxi)

"The happiest part of my day is in the evening when I am reflecting on the things that transpired during the day and counting money earned from my motorcycle business." (Occupation: Motorcycle or bicycle taxi)

"I am planning to spend my transfer on paying my dowry as my husband will buy two cows that will be paid to my parents, I have a child who is joining form one next year so I will pay school fees for him,we have a farm that has not been attended to for a very long time and its now bushy so we will pay someone to clear the land for us,I will spend part of the transfer also to buy a motorcycle that my husband will use in moving around whenever he is going to his work of electronics repair and the remaining amount I will spend on starting a small business of shopkeeping."

"My biggest hardship has been to find a proper job that can enable me earn a good money that can sustain my family." (Occupation: Motorcycle or bicycle taxi)

"I have planned to build a bigger house for my family,I will also like to buy some livestock and a second hand motorcycle." (Occupation: Motorcycle or bicycle taxi)

"Looking back,I would say my proudest achievement has been completing my secondary level of education because now I have a certificate that can take me to the next level." (Occupation: Motorcycle or bicycle taxi)

"I am planning to spend my upcoming lumpsum payment on buying poles, timber, and additional iron sheets. I will buy roofing nails and steel doors for my house." (Occupation: Motorcycle or bicycle taxi)

"We are planning to use our transfer to buy another motorcycle to help boost our transport business..The motorbike I own currently is second hand and beaks down more often." (Occupation: Motorcycle or bicycle taxi)

"The biggest hardship that I face right now is lack of enough money to be able to build a better house. My current house is only one roomed and at the pace my kids are growing up they will soon need a bigger house." (Occupation: Motorcycle or bicycle taxi)