"The biggest hardship that I face right now is lack of enough money to pay school fees for all my children, my only source of income is my motorcycle taxi, but this can hardly cater for all their basic needs, in fact some of them may drop out of school because they have fee arrears." (Occupation: Motorcycle or bicycle taxi)

"I am planning to spend my transfer on paying dowry for my wife using the first transfer and the second transfer I will spend on buying a second hand motorcycle that I can use in doing business of carrying goods that I can sell which include fruits like bananas and mangoes. The final transfer I will spend on buying two bulls that I can use in plowing my farm. The remaining amount I will use in clearing school fees debt for my kids."

"The biggest hardship is that I lack my own home,paying rent is difficult and taking my children to school is also a major problem." (Occupation: Motorcycle or bicycle taxi)

"The proudest achievement is that through small business of selling kales I have been able to pay rent and buy some chicken." (Occupation: Motorcycle or bicycle taxi)

"We plan to build a house, buy a ploughing machine for farming and to purchase a motorcycle which my husband can use for business." (Occupation: Motorcycle or bicycle taxi)

"We plan to invest in business, pay dowry, and to buy a second hand motorcycle for business, it's more profitable when I buy my own." (Occupation: Motorcycle or bicycle taxi)

"We have planned that part of the money we will pay college fee so that I can clear,I will also put the second transfer in my account and wait for the third one so we can buy a motorcycle."

"My proudest achievement is that I own a brand new mortobike that is aiding in transporting my farm produce from the farm to my home." (Occupation: Motorcycle or bicycle taxi)

"I am planning to buy a new motorcycle which I will use as a motorcycle taxi because the one I operate now belongs to someone else and I have to pay him a fee every evening." (Occupation: Motorcycle or bicycle taxi)

"I am planning to plaster my house so that I don't spend much of my time in smearing and buy a motorcycle that my spouse can operate as a taxi to get daily income."