"I plan to spend the transfer to buy a second hand motorcycle that my husband will be using to transport locals to and fro Kendu town. I also plan to spend the transfer to construct a bigger house to accommodate my family. I also plan to spend the transfer to buy a cow."

"I am planning to use my transfer on fish vending business. I am a motorcycle rider and I have learned that fish vendors are financially stable and I'd like to be like them." (Occupation: Motorcycle or bicycle taxi)

"My proudest achievement has been being able to buy a lamb with money I earned while working as a motorcycle taxi operator." (Occupation: Motorcycle or bicycle taxi)

"l plan to pay school fee to my sister in law , l also plan to expand my business." (Occupation: Motorcycle or bicycle taxi)

"The biggest hardship I face currently is lack of enough money to pay school fees for my children, I am currently out of work and my husband, who is the sole breadwinner, often gets very little money from his motorcycle taxi." (Occupation: Motorcycle or bicycle taxi)

"I am planning to spend my transfer on paying school fees for my two children who will be joining secondary school this year, I will use part of the transfer on buying a motorcycle that I can use for transport business so that I can earn extra income and the remaining amount I will spend on building a toilet as currently I don't have one."

"I have planned to pay school fees and get a motorcycle to set up a piki business."

"The biggest hardship that I face in my life is that I still don't have the cash to be able to buy my own motorbike as I still hire someone else bike so that I can make ends meet and at times the person can decide not to give it out to me." (Occupation: Motorcycle or bicycle taxi)

"We are planning to buy a motorcycle and start a taxi business,so we can earn income from it."

"I am planning to spend my transfer on expanding my business of tailoring, I will build a house at home so that I stop stay at the market centre, I will use part of the transfer to buy a motorcycle so that I can use it for transport and the other part I will use to pay school fees for our kids who are in nursery school."