"The biggest hardship we have faced in life is having to see our daughter suffer heart disease. This seriously affected us emotionally and drained all our resources." (Occupation: Motorcycle or bicycle taxi)

"I am planning to pay dowry for my wife and buy a second hand motorcycle which I will operate as a taxi." (Occupation: Motorcycle or bicycle taxi)

"I have planned to buy a motorcycle which will help in paying school fees for my children."

"I'm planning to fence my home with a barbed wire. I'm also planning to enlarge my house because it is small in size." (Occupation: Motorcycle or bicycle taxi)

"I'm planning to buy a new motorbike for transport business. Currently I have some 40,000 KES at hand and will buy the motorbike immediately I receive the transfer and will no longer ride another person's motorbike again." (Occupation: Motorcycle or bicycle taxi)

"My proudest achievements are that l have struggled to build my own home though through difficulties. Secondly l have also managed to take my children to school." (Occupation: Motorcycle or bicycle taxi)

"The achievement that I am proudest of is that we were able to build our house using savings that we had accumulated from the small business of shopkeeping that I do and the motorcycle business of my husband." (Occupation: Motorcycle or bicycle taxi)

"The biggest hardship that I face right now is lack of a sustainable source of income for my husband, his motorcycle taxi business is not very profitable and sometimes it means that our family has survive on only essential food items which may not be very nutritious." (Occupation: Motorcycle or bicycle taxi)

"My proudest achievement is having saved quite a substantial amount of money that I get from my motorcycle taxi and these savings have helped quite a lot whenever my family needs anything or an unexpected expense arises." (Occupation: Motorcycle or bicycle taxi)

"I am planning to build a house in my own compound and purchase a motorcycle for taxi business where I can earn daily income."